When it comes to Social Security, one wrong move can impact your income for the rest of your life. In this episode of Innovative Retirement, Ashleigh Kennedy breaks down why this critical decision is often misunderstood and how timing, work status, and spousal coordination all factor in. She explores key considerations like claiming early versus delaying, the impact on a surviving spouse, and how working in retirement can affect benefits. The conversation also highlights common mistakes and why Social Security should be viewed as just one piece of a broader income strategy—not the entire plan.

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