WPHT 56:00

On this week's episode:
What if the “magic number” for retirement isn’t what you think?
Explore how real families navigate saving, spending, and inheriting IRAs.
Learn why health, purpose, and staying sharp matter more than a dollar amount.
Hear stories of retirees who thrive by staying active and engaged.
Discover practical ways to simplify retirement planning and avoid tax surprises.

Ready to connect with Joe? Click here to get started.

Follow us on social media:Facebook | LinkedIn

On this week's episode:
<ul>
<li>What if the &ldquo;magic number&rdquo; for retirement isn&rsquo;t what you think?</li>
<li>Explore how real families navigate saving, spending, and inheriting IRAs.</li>
<li>Learn why health, purpose, and staying sharp matter more than a dollar amount.</li>
<li>Hear stories of retirees who thrive by staying active and engaged.</li>
<li>Discover practical ways to simplify retirement planning and avoid tax surprises.</li>
</ul>
Ready to connect with Joe? Click <a href="https://jmlfinancialgroup.com/contact/">here</a> to get started.
Follow us on social media: <a href="https://www.facebook.com/people/JML-Financial-Group-Inc/100069577308963/#">Facebook</a> | <a href="https://www.linkedin.com/in/joseph-yocavitch-4023b513a/">LinkedIn</a>

Welcome to "The Heart of Your Money," your trusted podcast for financial and retirement planning guidance. Join Joe Yocavitch and his son Michael Yocavitch from JML Financial as they delve into essential topics to help you achieve solid financial health and successful retirement planning.

For over three decades, the JML Financial team has been empowering families in Cherry Hill and the surrounding communities to retire with confidence. In each episode, Joe and Michael explore crucial financial concepts and provide actionable advice to help you avoid common mistakes as you approach and navigate through retirement.

Got questions? Reach out to us at 856-751-1771 or email jyocavitch@brokersifs.com. Visit us online at jmlfinancialgroup.com for more resources and information.

Welcome to "The Heart of Your Money," your trusted podcast for financial and retirement planning guidance. Join Joe Yocavitch and his son Michael Yocavitch from JML Financial as they delve into essential topics to help you achieve solid financial health and successful retirement planning.
For over three decades, the JML Financial team has been empowering families in Cherry Hill and the surrounding communities to retire with confidence. In each episode, Joe and Michael explore crucial financial concepts and provide actionable advice to help you avoid common mistakes as you approach and navigate through retirement.
Got questions? Reach out to us at 856-751-1771 or email <a>jyocavitch@brokersifs.com</a>. Visit us online at jmlfinancialgroup.com for more resources and information.

The Heart Of Your Money: Inspiration For Financial Wellness

"Magic Number" & Saving, Spending and Inheriting IRAs | Staying Sharp is More Important than the Amount & The Next Chapter After the 9-5 

On this week's episode:
Feeling uneasy about your retirement future? You’re not alone—many Gen Xers and pre-retirees share the same concerns.
Explore why a written plan is essential for navigating market volatility, inflation, and the risk of outliving your savings.
Learn how to shift from saving to spending with confidence, using income strategies like annuities and life insurance to create reliable paychecks and avoid probate headaches.
Discover the importance of balancing growth, protection, and flexibility—plus how to avoid costly tax surprises with Roth conversions and diversified accounts.
Hear practical tips for catching up on savings, managing risk, and building a retirement plan that adapts to life’s curveballs.

Ready to connect with Joe? Click here to get started.

Follow us on social media:Facebook | LinkedIn

On this week's episode:
<ul>
<li>Feeling uneasy about your retirement future? You&rsquo;re not alone&mdash;many Gen Xers and pre-retirees share the same concerns.</li>
<li>Explore why a written plan is essential for navigating market volatility, inflation, and the risk of outliving your savings.</li>
<li>Learn how to shift from saving to spending with confidence, using income strategies like annuities and life insurance to create reliable paychecks and avoid probate headaches.</li>
<li>Discover the importance of balancing growth, protection, and flexibility&mdash;plus how to avoid costly tax surprises with Roth conversions and diversified accounts.</li>
<li>Hear practical tips for catching up on savings, managing risk, and building a retirement plan that adapts to life&rsquo;s curveballs.</li>
</ul>
Ready to connect with Joe? Click <a href="https://jmlfinancialgroup.com/contact/">here</a> to get started.
Follow us on social media: <a href="https://www.facebook.com/people/JML-Financial-Group-Inc/100069577308963/#">Facebook</a> | <a href="https://www.linkedin.com/in/joseph-yocavitch-4023b513a/">LinkedIn</a>

Don't feel alone if you feel uneasy about retirement & WRITTEN plans are key | Shift from saving to spending & The importance of growth, protection and flexibility

What if the biggest threats to your legacy aren’t just taxes or probate, but missed conversations and overlooked details? In this episode, Joe Yocavitch welcomes estate and tax attorney Ron Cappuccio to unpack the real-world challenges of wills, trusts, moving states, and inheriting money at the wrong age. Discover why planning ahead, asking the right questions, and working with the right professionals can make all the difference for your family’s future. Learn how to avoid costly mistakes, hidden accounts, and tax surprises—so your wishes are honored and your loved ones are protected.

Ready to connect with Joe? Click here to get started.

Follow us on social media:Facebook | LinkedIn

What if the biggest threats to your legacy aren&rsquo;t just taxes or probate, but missed conversations and overlooked details? In this episode, Joe Yocavitch welcomes estate and tax attorney Ron Cappuccio to unpack the real-world challenges of wills, trusts, moving states, and inheriting money at the wrong age. Discover why planning ahead, asking the right questions, and working with the right professionals can make all the difference for your family&rsquo;s future. Learn how to avoid costly mistakes, hidden accounts, and tax surprises&mdash;so your wishes are honored and your loved ones are protected.
Ready to connect with Joe? Click <a href="https://jmlfinancialgroup.com/contact/">here</a> to get started.
Follow us on social media: <a href="https://www.facebook.com/people/JML-Financial-Group-Inc/100069577308963/#">Facebook</a> | <a href="https://www.linkedin.com/in/joseph-yocavitch-4023b513a/">LinkedIn</a>

The Details Matter More

On this week's episode:
What if the real danger to your retirement isn’t market swings, but the hidden risks of taxes, inflation, and emotional decisions?
Discover why a “master plan” matters—covering income, tax strategies, and legacy planning for every stage of retirement.
Learn how sequence of return risk, diversification, and guaranteed income can protect your future, even if the market bubble bursts.
Explore the importance of ongoing reviews, rebalancing, and adapting to changing laws and life events.
Find out how to avoid common mistakes, minimize taxes, and ensure your money works for you—not the other way around.

Ready to connect with Joe? Click here to get started.

Follow us on social media:Facebook | LinkedIn

On this week's episode:
<ul>
<li>What if the real danger to your retirement isn&rsquo;t market swings, but the hidden risks of taxes, inflation, and emotional decisions?</li>
<li>Discover why a &ldquo;master plan&rdquo; matters&mdash;covering income, tax strategies, and legacy planning for every stage of retirement.</li>
<li>Learn how sequence of return risk, diversification, and guaranteed income can protect your future, even if the market bubble bursts.</li>
<li>Explore the importance of ongoing reviews, rebalancing, and adapting to changing laws and life events.</li>
<li>Find out how to avoid common mistakes, minimize taxes, and ensure your money works for you&mdash;not the other way around.</li>
</ul>
Ready to connect with Joe? Click <a href="https://jmlfinancialgroup.com/contact/">here</a> to get started.
Follow us on social media: <a href="https://www.facebook.com/people/JML-Financial-Group-Inc/100069577308963/#">Facebook</a> | <a href="https://www.linkedin.com/in/joseph-yocavitch-4023b513a/">LinkedIn</a>

Hidden Risks are the Real Dangers & Ron Cappuccio Joins the Show | Ways to Fight a Bubble Burst & Common Practices to make sure your money works for you

"Magic Number" & Saving, Spending and Inheriting IRAs | Staying Sharp is More Important than the Amount & The Next Chapter After the 9-5

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The Heart Of Your Money: Inspiration For Financial Wellness

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