Mastering Retirement: How to Build Stability in Uncertain Times

Losing your steady paycheck in retirement doesn’t have to mean losing your peace of mind. In this episode, Joe Yocavitch explains how to build a stable income plan that adapts to your needs, protects your principal, and helps you tune out market noise. Learn why budgeting, guaranteed income vehicle…

Losing your paycheck doesn't mean losing stability & Growth and protection balance | Taxes on different income sources & The Master Plan for any retirement

On this week's episode: Losing your steady paycheck in retirement doesn’t mean losing financial stability—if you have a plan. Joe Yocavitch shares how to build a reliable income stream, balance growth and protection, and avoid the market roller coaster. Learn why budgeting, annual reviews, and prin…

Income, Flexibility, and the Art of Lasting Wealth

Feeling uneasy about spending your savings in retirement? You’re not alone. In this episode, Joe Yocavitch and Michael Yocavitch break down why a spending plan and income strategy are just as important as saving—and how sequence of returns risk can make or break your future. Learn how to balance gu…

Don't feel alone if you feel uneasy about retirement & WRITTEN plans are key | Shift from saving to spending & The importance of growth, protection and flexibility

On this week's episode: Feeling uneasy about your retirement future? You’re not alone—many Gen Xers and pre-retirees share the same concerns. Explore why a written plan is essential for navigating market volatility, inflation, and the risk of outliving your savings. Learn how to shift from saving t…

The Details Matter More

What if the biggest threats to your legacy aren’t just taxes or probate, but missed conversations and overlooked details? In this episode, Joe Yocavitch welcomes estate and tax attorney Ron Cappuccio to unpack the real-world challenges of wills, trusts, moving states, and inheriting money at the wr…

Hidden Risks are the Real Dangers & Ron Cappuccio Joins the Show | Ways to Fight a Bubble Burst & Common Practices to make sure your money works for you

On this week's episode: What if the real danger to your retirement isn’t market swings, but the hidden risks of taxes, inflation, and emotional decisions? Discover why a “master plan” matters—covering income, tax strategies, and legacy planning for every stage of retirement. Learn how sequence of r…

Best Of: Are Financial Cavities Hiding in Your Retirement Plan?

Are hidden “financial cavities” lurking in your retirement plan? This episode of The Heart of Your Money with Joe Yocavitch explores why regular financial checkups are as crucial as dental visits. Learn how market volatility, principal protection, and guaranteed income strategies can help defend yo…

Staying Active is Key & Working Longer Can be a Good Boost | The Master Plan & Customization is Important

On this week's episode: What if the secret to a fulfilling retirement isn’t just saving, but staying active, flexible, and prepared for life’s surprises? Explore why working longer can boost your financial and mental health—and how to balance income, spending, and legacy goals. Learn the importance…

Beyond the Market: The Master Plan for Lasting Retirement

What if the secret to lasting wealth isn’t chasing market highs, but avoiding costly mistakes and building a plan that adapts as life changes? In this episode, Joe Yocavitch shares how investor psychology, diversification, and the “master plan” can help you grow and protect your retirement—without …

Flexibility is key & The Master Plan goes beyond investments | Avoiding RMD mistakes & The power of customized strategies

On this week's episode: What if the real key to retirement isn’t just saving, but building a flexible plan that adapts to every twist—taxes, market swings, and even healthcare surprises? Discover why “the master plan” goes beyond investments, covering income, tax strategies, and long-term care. Lea…