WPHT 56:00

On this week's episode:
What if the real key to retirement isn’t just saving, but building a flexible plan that adapts to every twist—taxes, market swings, and even healthcare surprises?
Discover why “the master plan” goes beyond investments, covering income, tax strategies, and long-term care.
Learn how to avoid common RMD mistakes and why relying on minimum withdrawals could leave money on the table.
Explore the power of annuities, Roth conversions, and customized strategies for lasting income.
Find out how to make your money work for you, not the other way around, and why ongoing reviews matter.

Ready to connect with Joe? Click here to get started.

Follow us on social media:Facebook | LinkedIn

On this week's episode:
<ul>
<li>What if the real key to retirement isn&rsquo;t just saving, but building a flexible plan that adapts to every twist&mdash;taxes, market swings, and even healthcare surprises?</li>
<li>Discover why &ldquo;the master plan&rdquo; goes beyond investments, covering income, tax strategies, and long-term care.</li>
<li>Learn how to avoid common RMD mistakes and why relying on minimum withdrawals could leave money on the table.</li>
<li>Explore the power of annuities, Roth conversions, and customized strategies for lasting income.</li>
<li>Find out how to make your money work for you, not the other way around, and why ongoing reviews matter.</li>
</ul>
Ready to connect with Joe? Click <a href="https://jmlfinancialgroup.com/contact/">here</a> to get started.
Follow us on social media: <a href="https://www.facebook.com/people/JML-Financial-Group-Inc/100069577308963/#">Facebook</a> | <a href="https://www.linkedin.com/in/joseph-yocavitch-4023b513a/">LinkedIn</a>

Welcome to "The Heart of Your Money," your trusted podcast for financial and retirement planning guidance. Join Joe Yocavitch and his son Michael Yocavitch from JML Financial as they delve into essential topics to help you achieve solid financial health and successful retirement planning.

For over three decades, the JML Financial team has been empowering families in Cherry Hill and the surrounding communities to retire with confidence. In each episode, Joe and Michael explore crucial financial concepts and provide actionable advice to help you avoid common mistakes as you approach and navigate through retirement.

Got questions? Reach out to us at 856-751-1771 or email jyocavitch@brokersifs.com. Visit us online at jmlfinancialgroup.com for more resources and information.

Welcome to "The Heart of Your Money," your trusted podcast for financial and retirement planning guidance. Join Joe Yocavitch and his son Michael Yocavitch from JML Financial as they delve into essential topics to help you achieve solid financial health and successful retirement planning.
For over three decades, the JML Financial team has been empowering families in Cherry Hill and the surrounding communities to retire with confidence. In each episode, Joe and Michael explore crucial financial concepts and provide actionable advice to help you avoid common mistakes as you approach and navigate through retirement.
Got questions? Reach out to us at 856-751-1771 or email <a>jyocavitch@brokersifs.com</a>. Visit us online at jmlfinancialgroup.com for more resources and information.

The Heart Of Your Money: Inspiration For Financial Wellness

Flexibility is key & The Master Plan goes beyond investments | Avoiding RMD mistakes & The power of customized strategies

Losing your steady paycheck in retirement doesn’t have to mean losing your peace of mind. In this episode, Joe Yocavitch explains how to build a stable income plan that adapts to your needs, protects your principal, and helps you tune out market noise. Learn why budgeting, guaranteed income vehicles, and annual reviews are essential for lasting security—and why annuities aren’t as scary as you might think. Discover how to balance growth, protection, and flexibility, and why a personalized “master plan” can help you spend confidently, no matter what the market does.

Ready to connect with Joe? Click here to get started.

Follow us on social media:Facebook | LinkedIn

Losing your steady paycheck in retirement doesn&rsquo;t have to mean losing your peace of mind. In this episode, Joe Yocavitch explains how to build a stable income plan that adapts to your needs, protects your principal, and helps you tune out market noise. Learn why budgeting, guaranteed income vehicles, and annual reviews are essential for lasting security&mdash;and why annuities aren&rsquo;t as scary as you might think. Discover how to balance growth, protection, and flexibility, and why a personalized &ldquo;master plan&rdquo; can help you spend confidently, no matter what the market does.
Ready to connect with Joe? Click <a href="https://jmlfinancialgroup.com/contact/">here</a> to get started.
Follow us on social media: <a href="https://www.facebook.com/people/JML-Financial-Group-Inc/100069577308963/#">Facebook</a> | <a href="https://www.linkedin.com/in/joseph-yocavitch-4023b513a/">LinkedIn</a>

Mastering Retirement: How to Build Stability in Uncertain Times

WMID - 1:00

On this week's episode:
Losing your steady paycheck in retirement doesn’t mean losing financial stability—if you have a plan.
Joe Yocavitch shares how to build a reliable income stream, balance growth and protection, and avoid the market roller coaster.
Learn why budgeting, annual reviews, and principle-protected vehicles (like annuities) can help you spend confidently.
Discover how different income sources are taxed, why Roth IRAs matter, and how to avoid costly mistakes with RMDs and Medicare IRMA.
Find out why a personalized “master plan” and flexible strategies are key for lasting security, no matter what life brings

Ready to connect with Joe? Click here to get started.

Follow us on social media:Facebook | LinkedIn

On this week's episode:
<ul>
<li>Losing your steady paycheck in retirement doesn&rsquo;t mean losing financial stability&mdash;if you have a plan.</li>
<li>Joe Yocavitch shares how to build a reliable income stream, balance growth and protection, and avoid the market roller coaster.</li>
<li>Learn why budgeting, annual reviews, and principle-protected vehicles (like annuities) can help you spend confidently.</li>
<li>Discover how different income sources are taxed, why Roth IRAs matter, and how to avoid costly mistakes with RMDs and Medicare IRMA.</li>
<li>Find out why a personalized &ldquo;master plan&rdquo; and flexible strategies are key for lasting security, no matter what life brings</li>
</ul>
Ready to connect with Joe? Click <a href="https://jmlfinancialgroup.com/contact/">here</a> to get started.
Follow us on social media: <a href="https://www.facebook.com/people/JML-Financial-Group-Inc/100069577308963/#">Facebook</a> | <a href="https://www.linkedin.com/in/joseph-yocavitch-4023b513a/">LinkedIn</a>

Losing your paycheck doesn't mean losing stability & Growth and protection balance | Taxes on different income sources & The Master Plan for any retirement

Feeling uneasy about spending your savings in retirement? You’re not alone. In this episode, Joe Yocavitch and Michael Yocavitch break down why a spending plan and income strategy are just as important as saving—and how sequence of returns risk can make or break your future. Learn how to balance guaranteed income, flexibility, and market exposure, and why diversification and a master plan help you weather market corrections. Discover practical ways to protect your lifestyle, avoid emotional decisions, and make your money last—no matter what the market does

Ready to connect with Joe? Click here to get started.

Follow us on social media:Facebook | LinkedIn

Feeling uneasy about spending your savings in retirement? You&rsquo;re not alone. In this episode, Joe Yocavitch and Michael Yocavitch break down why a spending plan and income strategy are just as important as saving&mdash;and how sequence of returns risk can make or break your future. Learn how to balance guaranteed income, flexibility, and market exposure, and why diversification and a master plan help you weather market corrections. Discover practical ways to protect your lifestyle, avoid emotional decisions, and make your money last&mdash;no matter what the market does
Ready to connect with Joe? Click <a href="https://jmlfinancialgroup.com/contact/">here</a> to get started.
Follow us on social media: <a href="https://www.facebook.com/people/JML-Financial-Group-Inc/100069577308963/#">Facebook</a> | <a href="https://www.linkedin.com/in/joseph-yocavitch-4023b513a/">LinkedIn</a>

Flexibility is key & The Master Plan goes beyond investments | Avoiding RMD mistakes & The power of customized strategies

In 1 playlist(s)

The Heart Of Your Money: Inspiration For Financial Wellness

Social links

Follow podcast

Recent clips