Living longer could quietly become the biggest financial risk most retirees overlook. In this episode, Michelle Anthony breaks down why 30–40 year retirements are becoming more common—and how outdated strategies may fall short. She explores the shift from saving to income distribution, the hidden impact of inflation, healthcare, and market volatility, and why small early decisions can shape long-term outcomes. Real client scenarios highlight how plans can look solid at first but unravel later. The conversation emphasizes stress testing, flexible income strategies, and rethinking retirement as a long-term sustainability challenge, not just a milestone.

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