What if your biggest tax-saving opportunity is hiding in a financial “valley”? In this episode of The Financial Lab, Travis Shepard dives into the strategy behind Roth conversions—when to do them, how to spot ideal timing windows, and why “valleys” like income dips or market downturns can be golden opportunities. From tax bracket control to legacy planning and even creating tax-free income streams, this episode is packed with real-world examples and tactical insights to help you think differently about your retirement strategy.

Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today!

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What if your biggest tax-saving opportunity is hiding in a financial &ldquo;valley&rdquo;? In this episode of&nbsp;The Financial Lab, Travis Shepard dives into the strategy behind Roth conversions&mdash;when to do them, how to spot ideal timing windows, and why &ldquo;valleys&rdquo; like income dips or market downturns can be golden opportunities. From tax bracket control to legacy planning and even creating tax-free income streams, this episode is packed with real-world examples and tactical insights to help you think differently about your retirement strategy.
Ready to build your retirement plan? Visit <a href="https://shepherdwealthsolutions.com/">https://shepherdwealthsolutions.com/</a> to connect with Travis and his team today!
Follow us for more helpful insights:
🖱️ <a href="https://www.facebook.com/Shepherdwealthsolutions">Facebook</a>
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Creating a solid retirement requires more than an idea. It can take a lot of trial and error to tell the difference between just a hypothesis and the real-world truths. That’s why you need a source that puts the data to the test and discovers the results only years of experience can bring to the table.

There’s everyone else, and then there’s The Financial Lab with Travis Shepherd! Each week Travis brings his unique angle to the financial news of the day and looks through the headlines to break down the real data you want for your retirement. Whether you’re experimenting with the market or just need to make sense of the hard numbers, The Financial Lab makes sure you get the research you need.

Shepherd Wealth Solutions

Creating a solid retirement requires more than an idea. It can take a lot of trial and error to tell the difference between just a hypothesis and the real-world truths. That’s why you need a source that puts the data to the test and discovers the results only years of experience can bring to the table.
There’s everyone else, and then there’s The Financial Lab with Travis Shepherd! Each week Travis brings his unique angle to the financial news of the day and looks through the headlines to break down the real data you want for your retirement. Whether you’re experimenting with the market or just need to make sense of the hard numbers, The Financial Lab makes sure you get the research you need.
<a href="https://shepherdwealthsolutions.com/">Shepherd Wealth Solutions</a>

The Financial Lab

Creating a solid retirement requires more than an idea. It can take a lot of trial and error to tell the difference between just a hypothesis and the real-world truths. That’s why you need a source that puts the data to the test and discovers the results only years of experience can bring to the table.

There’s everyone else, and then there’s The Financial Lab with Travis Shepherd! Each week Travis brings his unique angle to the financial news of the day and looks through the headlines to break down the real data you want for your retirement. Whether you’re experimenting with the market or just need to make sense of the hard numbers, The Financial Lab makes sure you get the research you need.

Creating a solid retirement requires more than an idea. It can take a lot of trial and error to tell the difference between just a hypothesis and the real-world truths. That’s why you need a source that puts the data to the test and discovers the results only years of experience can bring to the table.
There’s everyone else, and then there’s The Financial Lab with Travis Shepherd! Each week Travis brings his unique angle to the financial news of the day and looks through the headlines to break down the real data you want for your retirement. Whether you’re experimenting with the market or just need to make sense of the hard numbers, The Financial Lab makes sure you get the research you need.

The Roth Conversion Playbook: Turning Losses into Tax-Free Gains Part 2

Inflation may be quietly rewriting the rules of retirement planning. In this episode, Travis digs into why the classic 60/40 portfolio may no longer behave the way retirees expect and what modern tools may offer more stability. He explores how inflation, interest rate cycles, and changing market dynamics affect bonds, and why strategies like fixed index annuities, dividend portfolios, and covered-call income can help fill today’s retirement income gaps. Travis also breaks down his risk‑management approach, helping listeners understand how to match tools to their comfort level, needs, and long‑term goals as they plan for 2026 and beyond.

Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today!

Follow us for more helpful insights:

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Inflation may be quietly rewriting the rules of retirement planning. In this episode,&nbsp;Travis digs into why the classic 60/40 portfolio may no longer behave the way retirees expect and what modern tools may offer more stability. He explores how inflation, interest rate cycles, and changing market dynamics affect bonds, and why strategies like fixed index annuities, dividend portfolios, and covered-call income can help fill today&rsquo;s retirement income gaps. Travis also breaks down his risk‑management approach, helping listeners understand how to match tools to their comfort level, needs, and long‑term goals as they plan for 2026 and beyond.
Ready to build your retirement plan? Visit <a href="https://shepherdwealthsolutions.com/">https://shepherdwealthsolutions.com/</a> to connect with Travis and his team today!
Follow us for more helpful insights:
🖱️ <a href="https://www.facebook.com/Shepherdwealthsolutions">Facebook</a>
🖱️ <a href="https://www.instagram.com/shepherdwealthsolutions/">Instagram</a>

Is Inflation Breaking Your Retirement Plan?

Ever wondered why Required Minimum Distributions feel like a financial Rubik’s Cube? In this episode of The Financial Lab, Travis Shepard breaks down the complexities of RMDs, tax brackets, and strategies that can turn a perceived penalty into a powerful planning tool. From Roth conversions to charitable giving, discover how every move in retirement planning ripples through your financial future. Real-world examples show how smart decisions can minimize taxes and maximize impact—without the stress.

Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today!

Follow us for more helpful insights:

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Ever wondered why Required Minimum Distributions feel like a financial Rubik&rsquo;s Cube? In this episode of The Financial Lab, Travis Shepard breaks down the complexities of RMDs, tax brackets, and strategies that can turn a perceived penalty into a powerful planning tool. From Roth conversions to charitable giving, discover how every move in retirement planning ripples through your financial future. Real-world examples show how smart decisions can minimize taxes and maximize impact&mdash;without the stress.
Ready to build your retirement plan? Visit&nbsp;<a href="https://shepherdwealthsolutions.com/">https://shepherdwealthsolutions.com/</a> to connect with Travis and his team today!
Follow us for more helpful insights:
🖱️ <a href="https://www.facebook.com/Shepherdwealthsolutions">Facebook</a>
🖱️ <a href="https://www.instagram.com/shepherdwealthsolutions/">Instagram</a>

RMDs: The Retirement Puzzle You Can’t Ignore | How One Move Can Change Your Entire Financial Game | Turning Tax Obligations into Planning Power

Is your retirement plan leaking purchasing power without you realizing it? In this episode Travis Shepard breaks down the real impact of Social Security’s cost-of-living adjustment, rising Medicare premiums, and hidden costs that eat away at your income. Plus, they dive into gold’s record highs, why FOMO isn’t a strategy, and how to build a plan that grows with you—no matter what the market throws your way.

Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today!

Follow us for more helpful insights:

🖱️ Facebook

🖱️ Instagram

Is your retirement plan leaking purchasing power without you realizing it? In this episode Travis Shepard breaks down the real impact of Social Security&rsquo;s cost-of-living adjustment, rising Medicare premiums, and hidden costs that eat away at your income. Plus, they dive into gold&rsquo;s record highs, why FOMO isn&rsquo;t a strategy, and how to build a plan that grows with you&mdash;no matter what the market throws your way.
Ready to build your retirement plan? Visit <a href="https://shepherdwealthsolutions.com/">https://shepherdwealthsolutions.com/</a> to connect with Travis and his team today!
Follow us for more helpful insights:
🖱️ <a href="https://www.facebook.com/Shepherdwealthsolutions">Facebook</a>
🖱️ <a href="https://www.instagram.com/shepherdwealthsolutions/">Instagram</a>

The Roth Conversion Playbook: Turning Losses into Tax-Free Gains Part 2

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