RMDs: The Retirement Puzzle You Can’t Ignore | How One Move Can Change Your Entire Financial Game | Turning Tax Obligations into Planning Power

Ever wondered why Required Minimum Distributions feel like a financial Rubik’s Cube? In this episode of The Financial Lab, Travis Shepard breaks down the complexities of RMDs, tax brackets, and strategies that can turn a perceived penalty into a powerful planning tool. From Roth conversions to char…

Is Your Retirement Plan Leaking Money? | Gold Rush or FOMO Trap: What’s Your Strategy? | The Hidden Costs Sabotaging Your Retirement Income

Is your retirement plan leaking purchasing power without you realizing it? In this episode Travis Shepard breaks down the real impact of Social Security’s cost-of-living adjustment, rising Medicare premiums, and hidden costs that eat away at your income. Plus, they dive into gold’s record highs, wh…

Retirement Rules You Should Break—And Why | Don’t Let Fed Headlines Derail Your Future | The 4% Myth: Rethinking Retirement Planning

Is your retirement plan stuck in the past? This episode of The Financial Lab busts outdated rules and exposes how Federal Reserve headlines can mislead retirees. Financial advisor Travis Shepard reveals why one-size-fits-all advice—like the 4% rule or retiring at 65—doesn’t work, and how tailoring …

Is Fear Sabotaging Your Retirement? | Medicare Choices: What You Don’t Know Could Cost You | Unlocking Confidence: Spend Smarter in Retirement

Are you letting fear dictate your retirement spending? In this episode of The Financial Lab, financial advisor Travis Shepard break down the complexities of Medicare open enrollment and reveal how to conquer the anxiety of spending your savings. Discover practical tips for choosing the right Medica…

Why Warren Buffett Is Going All-In on Cash—and What It Means for You

What does Warren Buffett’s $344 billion cash move reveal about retirement strategy? In this episode of The Financial Lab, financial advisor Travis Shepard breaks down Buffett’s shift, explaining how de-risking and strategic asset segmentation can protect your retirement. Plus, discover why tax plan…

The Roth Conversion Playbook: Turning Losses into Tax-Free Gains Part 2

What if your biggest tax-saving opportunity is hiding in a financial “valley”? In this episode of The Financial Lab, Travis Shepard dives into the strategy behind Roth conversions—when to do them, how to spot ideal timing windows, and why “valleys” like income dips or market downturns can be golden…

The Roth Conversion Playbook: What Most People Get Wrong Part 1

What if paying taxes now could save you thousands later? In this episode of The Financial Lab, Kacey Biddy and financial advisor Travis Shepard unpack the often-misunderstood world of Roth conversions. From tax flexibility to avoiding costly Medicare surprises, they break down why converting your t…

Mastering Tax Strategies for Retirement

On this episode of The Financial Lab Podcast, Travis delves into the intricacies of tax deferral and tax mitigation strategies, emphasizing the importance of proactive tax planning for retirement. He discusses common mistakes individuals make when managing their taxes, effective strategies for tax …

Navigating Financial Red Flags in Retirement

On this episode of The Financial Lab Podcast, Travis discusses critical financial red flags that retirees should be aware of. Hr explores the importance of capital preservation, the dangers of overspending, and the risks associated with overly conservative investment strategies. Additionally, he hi…

Investing 101 Part 2

On this episode of The Financial Lab Podcast, Travis delves into the various types of investment accounts, focusing on the differences between IRAs and regular investment accounts, as well as the significance of 401(k)s and employer-sponsored accounts. They emphasize the importance of understanding…