Everyone's been waiting for the silver tsunami to crash the Canadian housing market — a flood of boomer homes hitting the market, prices correcting, and millennials finally getting their shot. It hasn't happened, and it's not going to happen the way anyone expects.

In this episode, Nick and Dan break down the real story behind Canada's aging population: 9.2 million boomers who own 41% of Canadian homes, why they're not selling, and why the "silver tsunami" isn't a housing supply event at all, it's a slow-motion structural reshaping of Canada's economy, labour force, and wealth distribution.

• Why meaningful downsizing doesn't start at 65, it starts at 75, and what that means for timing
• The $1 trillion generational wealth transfer, and why it's widening inequality rather than closing it
• Senior housing: Canada's best-performing REIT category of 2025 (+62%) and the 450,000-unit supply gap by 2040
• The trades labour cliff, 700,000 skilled workers retiring by 2029 and what it does to your construction and reno budgets
• The small business succession crisis: $2 trillion in assets, 91% with no succession plan, and the ripple effect on commercial and residential real estate