The federal GST rebate for first-time buyers is now live — and most people are missing the real story. Yes, qualifying buyers can save up to $50,000 federally (and up to $130,000 combined with Ontario's provincial rebate) on eligible new homes. But Ottawa's own numbers imply the average benefit is closer to $22,400 per home. So what's actually going on?

Nick and Dan break down the mechanics of the new rebate, why the government's own fiscal tables reveal this is less about affordability and more about keeping the construction pipeline from stalling, and why this policy is likely deflationary, not inflationary, for new home pricing. They also cover the existing purpose-built rental rebate, the retrofit gap nobody's talking about, and what buyers, investors, and sellers should actually do with this information.

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