We cover a whole bunch of breaking news in this episode. 
Construction productivity is collapsing (−37% since 2001) amid a massive retiring workforce and small‑firm dominance, constraining new supply and raising costs.
Affordability gains are concentrated in condos — not broad-based — while taxes, development charges and stalled starts (RESCON’s HST‑holiday pitch) risk deepening the supply shortfall.
Financial and market stress is rising: power‑of‑sale listings are spiking in Ontario, rental affordability is worsening regionally (Nova Scotia worst), and growing private‑credit exposure could tighten financing for builders and buyers.

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We cover a whole bunch of breaking news in this episode.&nbsp;
<ul>
<li>Construction productivity is collapsing (&minus;37% since 2001) amid a massive retiring workforce and small‑firm dominance, constraining new supply and raising costs.</li>
<li>Affordability gains are concentrated in condos &mdash; not broad-based &mdash; while taxes, development charges and stalled starts (RESCON&rsquo;s HST‑holiday pitch) risk deepening the supply shortfall.</li>
<li>Financial and market stress is rising: power‑of‑sale listings are spiking in Ontario, rental affordability is worsening regionally (Nova Scotia worst), and growing private‑credit exposure could tighten financing for builders and buyers.</li>
</ul>
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<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
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The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio. Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Canadian Real Estate Investor

The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.

Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

Construction Trouble, HST Relief, & Nova Scotia’s Rental Crisis

February 2026 home sales were 8.1% below last year — the weakest comparable data since the 2009 financial crisis — despite improving affordability, as tariff fears, job losses, and rising delinquencies keep buyers on the sidelines
Canada lost 83,900 jobs in February and mortgage arrears are climbing, with Toronto and Vancouver facing the highest projected delinquency risk as softer prices, weaker resale liquidity, and a shakier labour market all hit at once
The national average is masking a country moving in opposite directions: Toronto's benchmark price is down 7.9% year over year while Quebec City is up 12.3% and Alberta stays resilient — there is no single Canadian housing market, only a national average pretending to be one

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<ul>
<li>February 2026 home sales were 8.1% below last year &mdash; the weakest comparable data since the 2009 financial crisis &mdash; despite improving affordability, as tariff fears, job losses, and rising delinquencies keep buyers on the sidelines</li>
<li>Canada lost 83,900 jobs in February and mortgage arrears are climbing, with Toronto and Vancouver facing the highest projected delinquency risk as softer prices, weaker resale liquidity, and a shakier labour market all hit at once</li>
<li>The national average is masking a country moving in opposite directions: Toronto's benchmark price is down 7.9% year over year while Quebec City is up 12.3% and Alberta stays resilient &mdash; there is no single Canadian housing market, only a national average pretending to be one</li>
</ul>
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The Math Has Improved But The Sentiment Hasn't 

The federal GST rebate for first-time buyers is now live — and most people are missing the real story. Yes, qualifying buyers can save up to $50,000 federally (and up to $130,000 combined with Ontario's provincial rebate) on eligible new homes. But Ottawa's own numbers imply the average benefit is closer to $22,400 per home. So what's actually going on?

Nick and Dan break down the mechanics of the new rebate, why the government's own fiscal tables reveal this is less about affordability and more about keeping the construction pipeline from stalling, and why this policy is likely deflationary, not inflationary, for new home pricing. They also cover the existing purpose-built rental rebate, the retrofit gap nobody's talking about, and what buyers, investors, and sellers should actually do with this information.

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The federal GST rebate for first-time buyers is now live &mdash; and most people are missing the real story. Yes, qualifying buyers can save up to $50,000 federally (and up to $130,000 combined with Ontario's provincial rebate) on eligible new homes. But Ottawa's own numbers imply the average benefit is closer to $22,400 per home. So what's actually going on?
Nick and Dan break down the mechanics of the new rebate, why the government's own fiscal tables reveal this is less about affordability and more about keeping the construction pipeline from stalling, and why this policy is likely deflationary, not inflationary, for new home pricing. They also cover the existing purpose-built rental rebate, the retrofit gap nobody's talking about, and what buyers, investors, and sellers should actually do with this information.
<a href="https://nordvpn.com/realestate">Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
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Can a Tax Break Fix Canada's Housing Market?

Nick is joined by Josh & Ehren from BLD to go over the myths and truths of commercial financing. 
CMHC demystified — the real qualification requirements, net worth, liquidity and experience you actually need to build multifamily in Canada (and why Instagram is lying to you)
CMHC on the way in vs. out — the two main construction financing paths explained, when to use each, and what the risks are in today's volatile market
How to get your first project done — practical advice on building your power team, finding a developer partner, and understanding tranches, soft costs and the true cost of building missing middle housing

extras months from a 2 years plan

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

VANCOUVER MULTIPLEX EVENT TICKETS

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Nick is joined by <a href="https://bldfinancial.ca/">Josh &amp; Ehren from BLD </a>to go over the myths and truths of commercial financing.&nbsp;
<ul>
<li>CMHC demystified &mdash; the real qualification requirements, net worth, liquidity and experience you actually need to build multifamily in Canada (and why Instagram is lying to you)</li>
<li>CMHC on the way in vs. out &mdash; the two main construction financing paths explained, when to use each, and what the risks are in today's volatile market</li>
<li>How to get your first project done &mdash; practical advice on building your power team, finding a developer partner, and understanding tranches, soft costs and the true cost of building missing middle housing</li>
</ul>
<a href="https://nordvpn.com/realestate">extras months from a 2 years plan</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-vancouver-tickets-1854695467069?aff=PODCAST">VANCOUVER MULTIPLEX EVENT TICKETS</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>
<a href="https://realist.ca/">Realist.ca</a>

Construction Trouble, HST Relief, & Nova Scotia’s Rental Crisis

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