Nick interviews Nathan Kennedy, otherwise known as New Money Nate discussing content creation, personal finance, and real estate investing.
Nate's Background: Full-time content creator who started in 2018-2019 during college, grew to over 1 million followers across platforms, and transitioned from a full-time job to content creation in 2021 when social media income exceeded his salary.
Content Philosophy: Takes a storyteller approach rather than giving direct advice, using scripted skits to educate viewers on personal finance topics while doing thorough research and consulting experts to ensure accuracy.
Views real estate as requiring an "operator mindset" rather than a passive investment, warns against romanticizing it, and advocates for going in "eyes wide open" since success requires being hands-on initially before scaling to property managers.

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

MULTIPLEX MASTERCLASS

LISTEN AD FREE

free 1 week trial for Realist Premium

Deal Analyzer

Nick interviews Nathan Kennedy, otherwise known as <a href="https://newmoneynate.com/">New Money Nate</a>&nbsp;discussing content creation, personal finance, and real estate investing.
<ul>
<li>Nate's Background: Full-time content creator who started in 2018-2019 during college, grew to over 1 million followers across platforms, and transitioned from a full-time job to content creation in 2021 when social media income exceeded his salary.</li>
<li>Content Philosophy: Takes a storyteller approach rather than giving direct advice, using scripted skits to educate viewers on personal finance topics while doing thorough research and consulting experts to ensure accuracy.</li>
<li>Views real estate as requiring an "operator mindset" rather than a passive investment, warns against romanticizing it, and advocates for going in "eyes wide open" since success requires being hands-on initially before scaling to property managers.</li>
</ul>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://realist-masterclass.mykajabi.com/">MULTIPLEX MASTERCLASS</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>
<a href="free 1 week trial for Realist Premium https://www.skool.com/realist/about?ref=436e57c928ad47ebaad079ca7e854843">free 1 week trial for Realist Premium</a>
<a href="https://app.realist.ca/">Deal Analyzer</a>

The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio. Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Canadian Real Estate Investor

The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.

Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

Renting Vs. Buying From A Young Finance Expert 

BMO economist Robert Kavcic forecasts a "long and slow grind" toward housing affordability in Canada⁠⁠. Prices have fallen 17% from their 2022 peak, but remain unaffordable for many⁠⁠. Investors have exited the market, calling real estate "dead money" compared to equities⁠⁠, and Kavcic predicts prices will continue to decline, especially in the condo and rental segments⁠⁠.
The current market favors buyers, with sellers more likely to lower prices than buyers are to pay more⁠⁠​GTA prices still falling
Detached houses dropped 8% year-over-year and condos fell 3.8% in the Greater Toronto Area⁠⁠​Rental market concerns
Pre-construction condo buyers facing higher mortgage rates are forced to rent instead of sell, which reinforces bearish rental market outlook⁠

Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

VANCOUVER MULTIPLEX EVENT TICKETS

LISTEN AD FREE

Realist.ca

<a href="https://economics.bmo.com/en/our-economists/economist-details/51/">BMO economist Robert Kavcic</a> forecasts a "long and slow grind" toward housing affordability in Canada⁠<a href="https://www.notion.so/374-Why-Investors-Are-Fleeing-Canadian-Real-Estate-Kavcic-2f877b52a03d8040a028edff824378e7?pvs=53#2f877b52a03d808da34beb6927624cc8" data-token-index="2" data-citation-token-block-id="2f877b52-a03d-808d-a34b-eb6927624cc8"></a>⁠. Prices have fallen 17% from their 2022 peak, but remain unaffordable for many⁠<a href="https://www.notion.so/374-Why-Investors-Are-Fleeing-Canadian-Real-Estate-Kavcic-2f877b52a03d8040a028edff824378e7?pvs=53#2f877b52a03d80be8a5af04b118f8de9" data-token-index="4" data-citation-token-block-id="2f877b52-a03d-80be-8a5a-f04b118f8de9"></a>⁠. Investors have exited the market, calling real estate "dead money" compared to equities⁠<a href="https://www.notion.so/374-Why-Investors-Are-Fleeing-Canadian-Real-Estate-Kavcic-2f877b52a03d8040a028edff824378e7?pvs=53#2f877b52a03d8065b288fa769b426fd1" data-token-index="6" data-citation-token-block-id="2f877b52-a03d-8065-b288-fa769b426fd1"></a>⁠, and Kavcic predicts prices will continue to decline, especially in the condo and rental segments⁠<a href="https://www.notion.so/374-Why-Investors-Are-Fleeing-Canadian-Real-Estate-Kavcic-2f877b52a03d8040a028edff824378e7?pvs=53#2f877b52a03d807fa0fbed8ebce9bc72" data-token-index="8" data-citation-token-block-id="2f877b52-a03d-807f-a0fb-ed8ebce9bc72"></a>⁠.
<ul>
<li>The current market favors buyers, with sellers more likely to lower prices than buyers are to pay more⁠<a href="https://www.notion.so/374-Why-Investors-Are-Fleeing-Canadian-Real-Estate-Kavcic-2f877b52a03d8040a028edff824378e7?pvs=53#2f877b52a03d80ed91f0e34717d009c4" data-token-index="2" data-citation-token-block-id="2f877b52-a03d-80ed-91f0-e34717d009c4"></a>⁠​GTA prices still falling</li>
<li>Detached houses dropped 8% year-over-year and condos fell 3.8% in the Greater Toronto Area⁠<a href="https://www.notion.so/374-Why-Investors-Are-Fleeing-Canadian-Real-Estate-Kavcic-2f877b52a03d8040a028edff824378e7?pvs=53#2f877b52a03d809f9fa1d70ee90bde88" data-token-index="2" data-citation-token-block-id="2f877b52-a03d-809f-9fa1-d70ee90bde88"></a>⁠​Rental market concerns</li>
<li>Pre-construction condo buyers facing higher mortgage rates are forced to rent instead of sell, which reinforces bearish rental market outlook⁠<a href="https://www.notion.so/374-Why-Investors-Are-Fleeing-Canadian-Real-Estate-Kavcic-2f877b52a03d8040a028edff824378e7?pvs=53#2f877b52a03d802b90d7dbcc3006fd07" data-token-index="2" data-citation-token-block-id="2f877b52-a03d-802b-90d7-dbcc3006fd07"></a></li>
</ul>
<a href="https://nordvpn.com/realestate">Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-vancouver-tickets-1854695467069?aff=PODCAST">VANCOUVER MULTIPLEX EVENT TICKETS</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>
<a href="https://realist.ca/">Realist.ca</a>

Why Investors Are Fleeing Canadian Real Estate

Trump's proposed ban on corporate landlords buying single-family homes with Canada's MLI Select program, arguing that financial incentives work better than bans for directing institutional capital toward building new housing supply.
Policy Contrast: Trump's ban excludes new construction, potentially pushing institutional investors toward building rather than buying existing homes—inadvertently achieving what Canada's MLI Select program does deliberately through financing incentives
MLI Select Mechanics: Canada's program offers 50-year amortizations and 95% financing for multi-family projects that score points for affordability, energy efficiency, and accessibility—making new construction more attractive than competing for existing homes
Incentives vs. Bans: The fundamental lesson is that redirecting institutional capital through attractive financing works better than prohibition—creating alignment between investor profit motives and public policy goals without demonizing capital

Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

VANCOUVER MULTIPLEX EVENT TICKETS

LISTEN AD FREE

Realist.ca

Trump's proposed ban on corporate landlords buying single-family homes with Canada's MLI Select program, arguing that financial incentives work better than bans for directing institutional capital toward building new housing supply.
<ul>
<li>Policy Contrast: Trump's ban excludes new construction, potentially pushing institutional investors toward building rather than buying existing homes&mdash;inadvertently achieving what Canada's MLI Select program does deliberately through financing incentives</li>
<li>MLI Select Mechanics: Canada's program offers 50-year amortizations and 95% financing for multi-family projects that score points for affordability, energy efficiency, and accessibility&mdash;making new construction more attractive than competing for existing homes</li>
<li>Incentives vs. Bans: The fundamental lesson is that redirecting institutional capital through attractive financing works better than prohibition&mdash;creating alignment between investor profit motives and public policy goals without demonizing capital</li>
</ul>
<a href="https://nordvpn.com/realestate">Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-vancouver-tickets-1854695467069?aff=PODCAST">VANCOUVER MULTIPLEX EVENT TICKETS</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>
<a href="https://realist.ca/">Realist.ca</a>

Trump Wants To Ban Corporate Landlords,  But Canada Already Found A Better Way

In this news episode we discuss how inflation-adjusted home prices have fallen back to 2017 levels, despite appearing stable nominally. Housing starts hit record numbers in 2025 but momentum is fading, with the Bank of Canada holding rates at 2.25%ahead of its January 28th decision. Meanwhile, inflation rose to 2.4% in December, with renters experiencing 4.9% annual rent growth while homeowners saw just 1.3% inflation.
Real estate has lost real value: While home prices dropped only 4% year-over-year, inflation-adjusted prices are back to 2017 levels, with weak sales driven more by buyer hesitation than affordability.
Housing construction momentum is fading: Despite 2025 being the fifth-best year for housing starts, the six-month average has been declining since September, with economic uncertainty pushing builders toward smaller projects.
Renters face much higher inflation than homeowners: Renters experienced 4.9% annual rent growth in December—the fourth-largest jump since 1988—while homeowners saw only 1.3% inflation.

Try it NordVPN risk-free now with a 30-day money-back guarantee!

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

VANCOUVER MULTIPLEX EVENT TICKETS

LISTEN AD FREE

Realist.ca

In this news episode we discuss how inflation-adjusted home prices have fallen back to 2017 levels, despite appearing stable nominally. Housing starts hit record numbers in 2025 but momentum is fading, with the Bank of Canada holding rates at 2.25%ahead of its January 28th decision. Meanwhile, inflation rose to 2.4% in December, with renters experiencing 4.9% annual rent growth while homeowners saw just 1.3% inflation.
<ul>
<li>Real estate has lost real value: While home prices dropped only 4% year-over-year, inflation-adjusted prices are back to 2017 levels, with weak sales driven more by buyer hesitation than affordability.</li>
<li>Housing construction momentum is fading: Despite 2025 being the fifth-best year for housing starts, the six-month average has been declining since September, with economic uncertainty pushing builders toward smaller projects.</li>
<li>Renters face much higher inflation than homeowners: Renters experienced 4.9% annual rent growth in December&mdash;the fourth-largest jump since 1988&mdash;while homeowners saw only 1.3% inflation.</li>
</ul>
<a href="Try%20it%20risk-free%20now%20with%20a%2030-day%20money-back%20guarantee!">Try it NordVPN risk-free now with a 30-day money-back guarantee!</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-vancouver-tickets-1854695467069?aff=PODCAST">VANCOUVER MULTIPLEX EVENT TICKETS</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>
<a href="https://realist.ca/">Realist.ca</a>

Renting Vs. Buying From A Young Finance Expert

In 1 playlist(s)

The Canadian Real Estate Investor

Social links

Follow podcast

Recent clips