We finish part 2 of all the terms you need to know. Land assembly (combining properties for larger projects), liens (legal claims on property for unpaid debts), land transfer tax (provincial/municipal tax on purchases), letters of intent (preliminary commercial agreements), and minor variances (zoning exceptions).



Exchange-Traded Funds (ETFs) | BMO Global Asset Management

MULTIPLEX MASTERCLASS

LISTEN AD FREE

free 1 week trial for Realist Premium

Deal Analyzer

We finish part 2 of all the terms you need to know. Land assembly (combining properties for larger projects), liens (legal claims on property for unpaid debts), land transfer tax (provincial/municipal tax on purchases), letters of intent (preliminary commercial agreements), and minor variances (zoning exceptions).

<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://realist-masterclass.mykajabi.com/">MULTIPLEX MASTERCLASS</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>
<a href="free 1 week trial for Realist Premium https://www.skool.com/realist/about?ref=436e57c928ad47ebaad079ca7e854843">free 1 week trial for Realist Premium</a>
<a href="https://app.realist.ca/">Deal Analyzer</a>

The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio. Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Canadian Real Estate Investor

The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.

Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

Real Estate Terms You Need To Know (But Probably Don't) Part. 2

The most common question in Canadian real estate investing has one real answer: capital is everywhere... you just need to know where to look. Nick and Dan walk through 14 distinct capital sources, from conventional A-lenders, B-lenders, and credit unions to HELOCs, BRRRR, private lenders and MICs, mezzanine debt, joint ventures, VTBs, CMHC MLI Select, Build Canada Homes, and family/network capital. Every source gets honest pros and cons. A reference episode, bookmark it and come back to the segments that apply to your next deal.

EDMONTON MULTIPLEX EVENT

Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

LISTEN AD FREE

The most common question in Canadian real estate investing has one real answer: capital is everywhere... you just need to know where to look. Nick and Dan walk through 14 distinct capital sources, from conventional A-lenders, B-lenders, and credit unions to HELOCs, BRRRR, private lenders and MICs, mezzanine debt, joint ventures, VTBs, CMHC MLI Select, Build Canada Homes, and family/network capital. Every source gets honest pros and cons. A reference episode, bookmark it and come back to the segments that apply to your next deal.
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-edmonton-tickets-1987646800085?aff=PODCAST">EDMONTON MULTIPLEX EVENT</a>
<a href="https://nordvpn.com/realestate">Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>

Where To Find The Money To Get Real Estate Deals Done

CMHC's 2026 Mortgage Consumer Survey is out, and Dan and I dig into what the numbers actually say about Canadian homeownership right now.

The headlines: 35% of renewers felt financial pressure with payments up $375/month, but default concern dropped from 53% to 39%. 28% of first-time buyers needed a co-signer (54% leaned on parents). 23% got a down payment gift, median $30K. First-time buyers rented 7.6 years before buying. And 16% of researchers are now using AI in their mortgage journey.

The through line: stress isn't collapse, but adaptation isn't health. The Bank of Mom and Dad is now mortgage infrastructure, the path to homeownership is an endurance sport, and the trust layer in mortgage advice is fragmenting fast.

Canadian housing is stressed, adapting, and quietly being reshaped by family balance sheets and AI all at once.

EDMONTON MULTIPLEX EVENT

Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

LISTEN AD FREE

CMHC's 2026 Mortgage Consumer Survey is out, and Dan and I dig into what the numbers actually say about Canadian homeownership right now.
The headlines: 35% of renewers felt financial pressure with payments up $375/month, but default concern dropped from 53% to 39%. 28% of first-time buyers needed a co-signer (54% leaned on parents). 23% got a down payment gift, median $30K. First-time buyers rented 7.6 years before buying. And 16% of researchers are now using AI in their mortgage journey.
The through line: stress isn't collapse, but adaptation isn't health. The Bank of Mom and Dad is now mortgage infrastructure, the path to homeownership is an endurance sport, and the trust layer in mortgage advice is fragmenting fast.
Canadian housing is stressed, adapting, and quietly being reshaped by family balance sheets and AI all at once.
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-edmonton-tickets-1987646800085?aff=PODCAST">EDMONTON MULTIPLEX EVENT</a>
<a href="https://nordvpn.com/realestate">Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>

The Mortgage Renewal Shock Is Here, But Canadians Still Believe

Nick and Dan break down the one line in the Spring Economic Update that actually matters: Ottawa wants private insurers to cover 5–8 unit buildings, with more flexibility for triplexes and fourplexes. Plus $7B accelerated for the Apartment Construction Loan Program.
The backdrop has flipped — population growth went from 3.2% to -0.2%, rental starts hit 5x the historical average, and asking rents are down ~9% since late 2024.
The core idea: Housing supply doesn't get built when politicians tweet. It gets built when a lender says yes. Legal density is permission, not a home. Policy can reduce friction but cannot repeal math.
The next phase isn't rate shock — it's financing, absorption, and project viability.

EDMONTON MULTIPLEX EVENT

Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

LISTEN AD FREE

Nick and Dan break down the one line in the Spring Economic Update that actually matters: Ottawa wants private insurers to cover 5&ndash;8 unit buildings, with more flexibility for triplexes and fourplexes. Plus $7B accelerated for the Apartment Construction Loan Program. The backdrop has flipped &mdash; population growth went from 3.2% to -0.2%, rental starts hit 5x the historical average, and asking rents are down ~9% since late 2024. The core idea: Housing supply doesn't get built when politicians tweet. It gets built when a lender says yes. Legal density is permission, not a home. Policy can reduce friction but cannot repeal math. The next phase isn't rate shock &mdash; it's financing, absorption, and project viability.
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-edmonton-tickets-1987646800085?aff=PODCAST">EDMONTON MULTIPLEX EVENT</a>
<a href="https://nordvpn.com/realestate">Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>

Real Estate Terms You Need To Know (But Probably Don't) Part. 2

In 1 playlist(s)

The Canadian Real Estate Investor

Social links

Follow podcast

Recent clips