We're joined by Ron Butler to discuss the current state of the Canadian real estate and mortgage markets, emphasizing how regulatory hurdles, high development costs, and cautious monetary policy are creating significant challenges. He explains that while mortgage rates are climbing, the Bank of Canada's stance remains cautious despite economic growth, which leads to a difficult environment for buyers, investors, and brokers alike. Overall, there's a recognition that market correction and adjustment are underway, driven by policy and macroeconomic factors.

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

Buy & sell real estate with Ai at Valery.ca 

Get a mortgage pre-approval with Owl Mortgage

Unpacking Multiplexes Tickets 

free 1 week trial for Realist Premium

We're joined by <a href="https://x.com/ronmortgageguy?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor">Ron Butler </a>to discuss the current state of the Canadian real estate and mortgage markets, emphasizing how regulatory hurdles, high development costs, and cautious monetary policy are creating significant challenges. He explains that while mortgage rates are climbing, the Bank of Canada's stance remains cautious despite economic growth, which leads to a difficult environment for buyers, investors, and brokers alike. Overall, there's a recognition that market correction and adjustment are underway, driven by policy and macroeconomic factors.
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="valery.ca">Buy &amp; sell real estate with Ai at Valery.ca&nbsp;</a>
<a href="https://www.owlmortgage.ca/">Get a mortgage pre-approval with Owl Mortgage</a>
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-tickets-1414462709039?aff=ebdssbdestsearch">Unpacking Multiplexes Tickets </a>
<a href="free 1 week trial for Realist Premium https://www.skool.com/realist/about?ref=436e57c928ad47ebaad079ca7e854843">free 1 week trial for Realist Premium</a>

The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio. Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Canadian Real Estate Investor

The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.

Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

Key Questions You Should Ask Before Choosing a Mortgage

A full breakdown of CBRE's 2026 Canada Real Estate Market Outlook, all 42 pages, every sector, every major market. With GDP slowing, the Bank of Canada holding at 2.25%, and CUSMA under review in July, the episode unpacks what uncertainty means for investors and where the opportunities are. Office is the surprise story net absorption at double the 20-year average, no new supply expected until 2030, and investment volumes rebounding after being cut in half. Multifamily is entering a transition year with rising vacancy, but seniors housing offers a compelling contrarian play. Industrial is finding its floor, retail remains quietly resilient, and $56 billion in capital is looking for a home. City-level spotlights on Toronto, Vancouver, and Calgary, plus sleeper picks in Halifax, Ottawa, and Saskatoon

Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

LISTEN AD FREE

Realist.ca

A full breakdown of CBRE's 2026 Canada Real Estate Market Outlook, all 42 pages, every sector, every major market. With GDP slowing, the Bank of Canada holding at 2.25%, and CUSMA under review in July, the episode unpacks what uncertainty means for investors and where the opportunities are. Office is the surprise story net absorption at double the 20-year average, no new supply expected until 2030, and investment volumes rebounding after being cut in half. Multifamily is entering a transition year with rising vacancy, but seniors housing offers a compelling contrarian play. Industrial is finding its floor, retail remains quietly resilient, and $56 billion in capital is looking for a home. City-level spotlights on Toronto, Vancouver, and Calgary, plus sleeper picks in Halifax, Ottawa, and Saskatoon
<a href="https://nordvpn.com/realestate">Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>
<a href="https://realist.ca/">Realist.ca</a>

Where To Put Your Money In 2026

Canada's housing crisis isn't over,  it just changed shape. Nick and Dan break down two major CMHC reports and find a market that isn't crashing, but isn't moving either. Construction is stalling, developers are pulling back, and the projects that should be getting built in 2026 simply aren't penciling. The result: a supply gap that keeps compounding in the background while everyone debates prices. They cover what the data actually says, why activity collapse is more dangerous than price collapse, and what buyers, sellers, and investors should be doing in a market defined by paralysis, not momentum. Plus, a conversation with CMHC's Mathieu Laberge on what the data really shows and what they're worried about next.

Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

VANCOUVER MULTIPLEX EVENT TICKETS

LISTEN AD FREE

Realist.ca

Canada's housing crisis isn't over,&nbsp; it just changed shape. Nick and Dan break down two major CMHC reports and find a market that isn't crashing, but isn't moving either. Construction is stalling, developers are pulling back, and the projects that should be getting built in 2026 simply aren't penciling. The result: a supply gap that keeps compounding in the background while everyone debates prices. They cover what the data actually says, why activity collapse is more dangerous than price collapse, and what buyers, sellers, and investors should be doing in a market defined by paralysis, not momentum. Plus, a conversation with <a href="https://www.cmhc-schl.gc.ca/professionals/events-and-speakers/speakers-bureau/mathieu-laberge-speaker-profile">CMHC's Mathieu Laberge </a>on what the data really shows and what they're worried about next.
<a href="https://nordvpn.com/realestate">Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-vancouver-tickets-1854695467069?aff=PODCAST">VANCOUVER MULTIPLEX EVENT TICKETS</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>
<a href="https://realist.ca/">Realist.ca</a>

The Homes We're Not Building Will Haunt Us In The Future

February 2026 home sales were 8.1% below last year — the weakest comparable data since the 2009 financial crisis — despite improving affordability, as tariff fears, job losses, and rising delinquencies keep buyers on the sidelines
Canada lost 83,900 jobs in February and mortgage arrears are climbing, with Toronto and Vancouver facing the highest projected delinquency risk as softer prices, weaker resale liquidity, and a shakier labour market all hit at once
The national average is masking a country moving in opposite directions: Toronto's benchmark price is down 7.9% year over year while Quebec City is up 12.3% and Alberta stays resilient — there is no single Canadian housing market, only a national average pretending to be one

Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

VANCOUVER MULTIPLEX EVENT TICKETS

LISTEN AD FREE

Realist.ca

<ul>
<li>February 2026 home sales were 8.1% below last year &mdash; the weakest comparable data since the 2009 financial crisis &mdash; despite improving affordability, as tariff fears, job losses, and rising delinquencies keep buyers on the sidelines</li>
<li>Canada lost 83,900 jobs in February and mortgage arrears are climbing, with Toronto and Vancouver facing the highest projected delinquency risk as softer prices, weaker resale liquidity, and a shakier labour market all hit at once</li>
<li>The national average is masking a country moving in opposite directions: Toronto's benchmark price is down 7.9% year over year while Quebec City is up 12.3% and Alberta stays resilient &mdash; there is no single Canadian housing market, only a national average pretending to be one</li>
</ul>
<a href="https://nordvpn.com/realestate">Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-vancouver-tickets-1854695467069?aff=PODCAST">VANCOUVER MULTIPLEX EVENT TICKETS</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>
<a href="https://realist.ca/">Realist.ca</a>

Key Questions You Should Ask Before Choosing a Mortgage

In 1 playlist(s)

The Canadian Real Estate Investor

Social links

Follow podcast

Recent clips