The Canadian Real Estate InvestorThe Canadian Real Estate Investor

10 Ways To Finance Your First Investment Property

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A guide to financing options for first-time real estate investors covering both traditional and creative solutions for entering the market.

  • House Hacking: Live in part of the property while renting other portions, allowing 5% down payment and using rental income for mortgage payments.
  • Traditional Bank Financing: 20-35% down payment required, offering competitive rates for qualified borrowers.
  • Alternative Financing: Private mortgages, VTB mortgages, and partnerships available for those who don't qualify with banks.

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