Are you making the most of your money, even if you don’t earn a lot?

In this episode of the Building Financial Fitness podcast, Junus chats with Chuin Ting from MoneyOwl about how people with irregular incomes like gig workers and young adults can still build solid financial habits. They talk about why saving matters more than earning, how to deal with lumpy income, and why you don’t need fancy financial products to get started. Chuin also shares some real talk about automation, mindset shifts, and the one MoneyOwl tool she wishes more people knew about. It’s a super practical, down-to-earth conversation that’ll leave you feeling more confident about your money.

Find out more about MoneyOwl here:

https://www.moneyowl.com.sg/

https://www.instagram.com/moneyowlsg?igsh=MW93aHlpc2Nodm8zMQ==

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Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

Are you making the most of your money, even if you don&rsquo;t earn a lot?
In this episode of the Building Financial Fitness podcast, Junus chats with Chuin Ting from MoneyOwl about how people with irregular incomes like gig workers and young adults can still build solid financial habits. They talk about why saving matters more than earning, how to deal with lumpy income, and why you don&rsquo;t need fancy financial products to get started. Chuin also shares some real talk about automation, mindset shifts, and the one MoneyOwl tool she wishes more people knew about. It&rsquo;s a super practical, down-to-earth conversation that&rsquo;ll leave you feeling more confident about your money.
Find out more about MoneyOwl here:
<a href="https://www.moneyowl.com.sg/">https://www.moneyowl.com.sg/</a>
<a href="https://www.instagram.com/moneyowlsg?igsh=MW93aHlpc2Nodm8zMQ==">https://www.instagram.com/moneyowlsg?igsh=MW93aHlpc2Nodm8zMQ==</a>
-
Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi.
The Building Financial Fitness Podcast is an original production from Mediacorp.

The Building Financial Fitness podcast is hosted by prolific finance blogger Junus Eu, aka MissFITFI. Over the course of the podcast, Junus brings on special guests to talk about topics ranging from gendered finance and the true cost of furthering education.

The views and opinions shared during this podcast series are those of the hosts and guests and do not necessarily reflect the views of Mediacorp Pte. Ltd. or its group of companies.

The Building Financial Fitness podcast is hosted by prolific finance blogger Junus Eu, aka MissFITFI. Over the course of the podcast, Junus brings on special guests to talk about topics ranging from gendered finance and the true cost of furthering education.
The views and opinions shared during this podcast series are those of the hosts and guests and do not necessarily reflect the views of Mediacorp Pte. Ltd. or its group of companies.

The Building Financial Fitness Podcast with Junus Eu

The BFF podcast with Junus Eu

Empowering the Underserved: Smart Money Moves w/ Chuin Ting from MoneyOwl

https://api.omny.fm/orgs/7740012e-e1bd-4f85-81c4-a7f50047134a/clips/c09e11d0-272b-4df9-82c5-b2ec0051da28/transcript

The world feels chaotic right now, and your portfolio might be feeling it too. In this episode, we sit down with macro analyst Laurent Lequen to cut through the noise and figure out where smart money should be going in 2026.

We talk about why gold and precious metals are having a moment, why real estate might not be the safe bet Singaporeans think it is, and how to think about energy producers vs. consumers in your stock picks. Laurent also breaks down a surprisingly simple framework using just two ratios to tell you exactly where we are in the business cycle, no Bloomberg terminal required.

"Investment is like having a roadmap. You know where you are, this is the business cycle. You know which asset you need to own."

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You can find out more about The Macro Butler:

https://themacrobutler.substack.com/

https://themacrobutler.com/

Connect with Laurent Lequen:

https://www.linkedin.com/in/laurent-lequeu-/

-

Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

-

 

The world feels chaotic right now, and your portfolio might be feeling it too. In this episode, we sit down with macro analyst Laurent Lequen to cut through the noise and figure out where smart money should be going in 2026.
We talk about why gold and precious metals are having a moment, why real estate might not be the safe bet Singaporeans think it is, and how to think about energy producers vs. consumers in your stock picks. Laurent also breaks down a surprisingly simple framework using just two ratios to tell you exactly where we are in the business cycle, no Bloomberg terminal required.
"Investment is like having a roadmap. You know where you are, this is the business cycle. You know which asset you need to own."
-
You can find out more about The Macro Butler:
<a href="https://themacrobutler.substack.com/">https://themacrobutler.substack.com/</a>
<a href="https://themacrobutler.com/">https://themacrobutler.com/</a>
Connect with Laurent Lequen:
<a href="https://www.linkedin.com/in/laurent-lequeu-/">https://www.linkedin.com/in/laurent-lequeu-/</a>
-
Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi.
The Building Financial Fitness Podcast is an original production from Mediacorp.
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&nbsp;

Navigating 2026 as a Retail Investor, with Laurent Lequen (The Macro Butler)

https://api.omny.fm/orgs/7740012e-e1bd-4f85-81c4-a7f50047134a/clips/c628b23d-cae9-48a8-ac40-b40a00f4a379/transcript

From a childhood marked by financial hardship to financial independence at 35, Jeremy Tan’s journey has been anything but typical. In 2025, he stepped into the political arena as an independent candidate and delivered the strongest showing by an independent in 53 years.

In this episode, we unpack comparison culture, lifestyle creep, and why real freedom is more about clarity than flexing. Jeremy shares how living with less sharpened his focus and helped him design a life on his own terms.

As he puts it, “Get comfortable with having lesser, so that you can free your mind to think of how to make more money.”

-

You can connect with Jeremy here

https://sg.linkedin.com/in/jeremy-tan-sg

https://jeremytan.sg/

https://www.instagram.com/jeremytan.sg/

-

Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

-

From a childhood marked by financial hardship to financial independence at 35, Jeremy Tan&rsquo;s journey has been anything but typical. In 2025, he stepped into the political arena as an independent candidate and delivered the strongest showing by an independent in 53 years.
In this episode, we unpack comparison culture, lifestyle creep, and why real freedom is more about clarity than flexing. Jeremy shares how living with less sharpened his focus and helped him design a life on his own terms.
As he puts it, &ldquo;Get comfortable with having lesser, so that you can free your mind to think of how to make more money.&rdquo;
-
You can connect with Jeremy here
<a href="https://sg.linkedin.com/in/jeremy-tan-sg">https://sg.linkedin.com/in/jeremy-tan-sg</a>
<a href="https://jeremytan.sg/">https://jeremytan.sg/</a>
<a href="https://www.instagram.com/jeremytan.sg/?hl=en">https://www.instagram.com/jeremytan.sg/</a>
-
Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi.
The Building Financial Fitness Podcast is an original production from Mediacorp.
-

From Financial Scarcity as a Kid to FIRE by 35, with Jeremy Tan

https://api.omny.fm/orgs/7740012e-e1bd-4f85-81c4-a7f50047134a/clips/de519945-d098-4db5-ac96-b40301402669/transcript

Kicking off 2026 with a simple truth: health is wealth.

In this episode, we sit down with Beatrice Liu, CEO and co founder of Oriental Remedies, a modern TCM clinic group, to talk about what she’s seeing in clinics today. Think brain fog, poor sleep, chronic stress, and high performing professionals stuck in survival mode.

From sleep and stress to strength training and micro habits, the conversation focuses on what truly delivers long term returns. No extreme biohacks, just realistic changes that fit into busy lives.

As Beatrice puts it, “A lot of us are just surviving. But moving into thriving mode would be so much more meaningful and fulfilling for each of our lives.”

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You can find out more about Oriental Remedies Group:

https://www.orientalremediesgroup.com/tcm-clinic/

https://www.instagram.com/orientalremediesclinic/

https://www.tiktok.com/@orientalremediesclinic

https://www.facebook.com/Orientalremediesgroup/

https://www.linkedin.com/company/orientalremediesclinic/

or connect with Beatrice
https://www.linkedin.com/in/beatriceliu/

-

Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

-

Kicking off 2026 with a simple truth: health is wealth.
In this episode, we sit down with Beatrice Liu, CEO and co founder of Oriental Remedies, a modern TCM clinic group, to talk about what she&rsquo;s seeing in clinics today. Think brain fog, poor sleep, chronic stress, and high performing professionals stuck in survival mode.
From sleep and stress to strength training and micro habits, the conversation focuses on what truly delivers long term returns. No extreme biohacks, just realistic changes that fit into busy lives.
As Beatrice puts it, &ldquo;A lot of us are just surviving. But moving into thriving mode would be so much more meaningful and fulfilling for each of our lives.&rdquo;
-&nbsp;
You can find out more about Oriental Remedies Group:
<a href="https://www.orientalremediesgroup.com/tcm-clinic/">https://www.orientalremediesgroup.com/tcm-clinic/</a>
<a href="https://www.instagram.com/orientalremediesclinic/">https://www.instagram.com/orientalremediesclinic/</a>
<a href="https://www.tiktok.com/@orientalremediesclinic">https://www.tiktok.com/@orientalremediesclinic</a>
<a href="https://www.facebook.com/Orientalremediesgroup/">https://www.facebook.com/Orientalremediesgroup/</a>
<a href="https://www.linkedin.com/company/orientalremediesclinic/">https://www.linkedin.com/company/orientalremediesclinic/</a>
or connect with Beatrice <a href="https://www.linkedin.com/in/beatriceliu/">https://www.linkedin.com/in/beatriceliu/</a>
-
Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi.
The Building Financial Fitness Podcast is an original production from Mediacorp.
-

Health Is Wealth, with Beatrice, Liu, Oriental Remedies Group

https://api.omny.fm/orgs/7740012e-e1bd-4f85-81c4-a7f50047134a/clips/1499ffbc-1777-4430-9480-b3fc01304d67/transcript

Empowering the Underserved: Smart Money Moves w/ Chuin Ting from MoneyOwl

The BFF podcast with Junus Eu

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