Annuities aren’t the problem—misunderstanding them is. On this episode, Steve Aul breaks down why annuities feel confusing, what most people get wrong before they buy, and how different products serve very different purposes. The conversation expands into long‑term tax strategy, income planning, and why retirement isn’t just about April 15 or claiming Social Security as soon as you can. If you’ve ever wondered whether you can retire, when to do it, or how to avoid costly financial blind spots, this discussion brings clarity to the bigger picture.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

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Annuities aren&rsquo;t the problem&mdash;misunderstanding them is. On this episode, Steve Aul breaks down why annuities feel confusing, what most people get wrong before they buy, and how different products serve very different purposes. The conversation expands into long‑term tax strategy, income planning, and why retirement isn&rsquo;t just about April 15 or claiming Social Security as soon as you can. If you&rsquo;ve ever wondered whether you can retire, when to do it, or how to avoid costly financial blind spots, this discussion brings clarity to the bigger picture.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>

As a baby boomer, retirement planning today is up to you. But you don’t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts “The Aul Financial Hour” every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am & Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am & 4:00pm. If you’re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement….this podcast is for you! Find more at www.yourmoneymattersstl.com.

For a list of disclosures, please visit https://aulfinancialgroup.com/

 

As a baby boomer, retirement planning today is up to you. But you don&rsquo;t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts &ldquo;The Aul Financial Hour&rdquo; every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am &amp; Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am &amp; 4:00pm. If you&rsquo;re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement&hellip;.this podcast is for you! Find more at&nbsp;<a href="http://www.yourmoneymattersstl.com">www.yourmoneymattersstl.com</a>.
<hr>
For a list of disclosures, please visit <a href="https://aulfinancialgroup.com/">https://aulfinancialgroup.com/</a>
&nbsp;

The Aul Financial Hour

As a baby boomer, retirement planning today is up to you. But you don’t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts “The Aul Financial Hour” every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am & Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am & 4:00pm. If you’re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement….this podcast is for you! Find more at www.yourmoneymattersstl.com.

For a list of disclosures, please visit https://aulfinancialgroup.com/

As a baby boomer, retirement planning today is up to you. But you don&rsquo;t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts &ldquo;The Aul Financial Hour&rdquo; every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am &amp; Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am &amp; 4:00pm. If you&rsquo;re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement&hellip;.this podcast is for you! Find more at&nbsp;<a href="http://www.yourmoneymattersstl.com">www.yourmoneymattersstl.com</a>.
<hr>
For a list of disclosures, please visit <a href="https://aulfinancialgroup.com/">https://aulfinancialgroup.com/</a>

Why the Annuity You Hate Might Not Be the One You Need

Gen X is closer to retirement than many realize—and the doubts are getting louder. On this episode, Steve Aul breaks down why Gen X savers feel behind, how market crashes shaped their mindset, and what really matters when replacing a paycheck in retirement. The conversation spans tax complexity, guaranteed income, spending anxiety, and why confidence—not just account balance—drives retirement comfort. The show also explores financial independence for women and the overlooked role of tax planning in long-term security.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

Facebook

Gen X is closer to retirement than many realize&mdash;and the doubts are getting louder. On this episode, Steve Aul breaks down why Gen X savers feel behind, how market crashes shaped their mindset, and what really matters when replacing a paycheck in retirement. The conversation spans tax complexity, guaranteed income, spending anxiety, and why confidence&mdash;not just account balance&mdash;drives retirement comfort. The show also explores financial independence for women and the overlooked role of tax planning in long-term security.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>

Gen X, Retirement, and the Fear No One Talks About

Market drops feel random—until you zoom out and see the pattern. On this episode, Steve Aul breaks down why corrections and bear markets are part of the investing landscape and why fear often does more damage than volatility. The conversation explores risk versus reward, ways people think about protecting retirement assets, and how income, taxes, and annuities fit into replacing a paycheck. Steve also challenges long‑held “rules of thumb” that may no longer hold up in today’s longer retirements and changing tax realities.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

Facebook

Market drops feel random&mdash;until you zoom out and see the pattern. On this episode, Steve Aul breaks down why corrections and bear markets are part of the investing landscape and why fear often does more damage than volatility. The conversation explores risk versus reward, ways people think about protecting retirement assets, and how income, taxes, and annuities fit into replacing a paycheck. Steve also challenges long‑held &ldquo;rules of thumb&rdquo; that may no longer hold up in today&rsquo;s longer retirements and changing tax realities.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>

Market Drops Aren’t the Real Threat—Here’s What Is

Market headlines are loud—but what actually matters when volatility, Social Security questions, and retirement decisions collide? On this episode, Steve Aul breaks down how geopolitical tension can ripple through markets, why Social Security’s future is back in focus, and what it means for retirement income planning. The conversation explores diversification, managing risk after long bull markets, tax considerations inside IRAs and 401(k)s, and ways people think about protecting gains while staying invested—all through the lens of today’s economic uncertainty.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

Facebook

Market headlines are loud&mdash;but what actually matters when volatility, Social Security questions, and retirement decisions collide? On this episode, Steve Aul breaks down how geopolitical tension can ripple through markets, why Social Security&rsquo;s future is back in focus, and what it means for retirement income planning. The conversation explores diversification, managing risk after long bull markets, tax considerations inside IRAs and 401(k)s, and ways people think about protecting gains while staying invested&mdash;all through the lens of today&rsquo;s economic uncertainty.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>

Why the Annuity You Hate Might Not Be the One You Need

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