Keys to a Successful Retirement

Steve emphasizes the importance of coaching, community support, and mental preparation in overcoming obstacles. The conversation transitions into discussing the fears surrounding retirement, the misconceptions people have, and the essential steps to ensure a successful retirement. Steve provides in…

Diversifying Your Investment Strategy

The importance of analyzing income sources and expenses in retirement, the potential impact of interest rate cuts on the stock market, the need for a diversified investment strategy, and the considerations for claiming Social Security benefits. The conversation also highlights the role of insurance…

Creating a Comprehensive Retirement Plan

In todays episode, Steve discusses the importance of having a financial advisor to help with retirement planning and managing finances. He also provides insights on how to prepare for a recession and offers advice on building cash reserves, paying off high-interest debt, and rebalancing investments…

Navigating Market Volatility: Don't Panic, Stay Calm

The conversation discusses the recent volatility in the stock market and offers advice on how to navigate it. It emphasizes the importance of not panicking and staying calm. Steve also touches on retirement planning, including factors to consider when deciding when to retire and when to start takin…

The Different Types of Annuities

Episode Takeaways:  Market volatility is often a result of uncertainty, and it's important to assess the level of risk one is comfortable with as an investor. Income planning is crucial in retirement, and annuities can provide a structured way to generate guaranteed income. There are different type…

The Election and Possible Market Pullback

Steve talks about the future of Social Security and the need to make decisions to protect retirement income regardless of political changes. He also discusses the possibility of a stock market pullback before the election and the importance of using a methodical and non-emotional approach to invest…

Managing Taxes in Retirement

The conversation covers various topics related to retirement planning and financial management. The main themes include the importance of a comprehensive retirement plan, the impact of taxes on retirement income, strategies for managing investments, and overcoming the fear of running out of money i…

The Myth of Market Timing

Takeaways from today's episode: Higher interest rates can have long-term effects on the economy and may lead to a recession. Market timing is difficult and it's better to have a solid investment plan. Annuities can provide guaranteed income and protected growth in retirement. Tax planning is crucia…

Retirement Investment Strategies: Balancing Risk and Reward

Learn how even top investment firms like BlackRock and Goldman Sachs face challenges and why a well-balanced portfolio is essential for your retirement. Steve shares insights on Market Guard's proprietary investment methodology, which combines non-emotional, methodical, and mathematical approaches …

Navigating Market Volatility

Retirement is a journey that requires guidance and planning. Interest rates play a significant role in financial decisions, such as buying a car or choosing between a lump sum and a pension. Market volatility is expected, especially during a presidential election year. Having a non-emotional, metho…