Taxes, Turbulence, and Triumph: Mastering Your Retirement Income

Are you ready for the retirement roller coaster? Discover how taxes, market swings, and emotional decisions can make or break your financial future. Steve Aul breaks down the complexities of IRAs, Roths, annuities, and Social Security, revealing strategies to minimize taxes and create reliable inco…

Gen X’s Retirement Reality Check: Are You Ready for What’s Next?

Are Gen Xers facing a retirement crisis they never saw coming? This episode dives into the unique financial challenges confronting Gen X—insufficient savings, market volatility fears, and the decline of pensions. Steve Aul explores how shifting strategies, understanding taxes, and building guarante…

Mailbox Money: The Secret to Spending More in Retirement

Are you ready to discover the hidden math behind retirement spending—and why guaranteed income changes everything? This episode explores how pension-like sources impact lifestyle, strategies for replacing your paycheck, and the crucial decisions around Social Security and Roth conversions. Learn wh…

Retirement Timing: The Hidden Risks of Cashing Out Too Soon

Is timing your Social Security the secret to maximizing your retirement income, or could it backfire? This episode dives into the complexities of choosing when to claim Social Security, balancing 401k drawdowns, and navigating market risks. Hear real stories, expert advice, and practical strategies…

How Shohei Ohtani’s Paycheck Reveals Retirement Secrets

What do baseball’s biggest contracts have in common with your retirement plan? Discover how Shohei Ohtani’s salary strategies can inspire smarter decisions for your financial future. This episode dives into pension vs. lump sum choices, de-risking investments after 50, and the hidden tax “time bomb…

COLA, Medicare & Pensions: What’s Really Changing for Retirees?

Is your retirement strategy missing a crucial piece? This episode dives into the real impact of Social Security’s cost-of-living adjustment, rising Medicare premiums, and the gold rush frenzy. Discover why optimizing Social Security, rebalancing your portfolio, and making smart pension choices matt…

Tax Time Bombs: What Most Retirees Miss Before Year-End

Are your retirement strategies stuck in the dial-up era? This episode of the Aul Financial Hour Podcast dives into year-end financial moves, tax-saving tactics, and the hidden risks of outdated income plans. Steve Aul shares real stories—from tax time bombs to the importance of beneficiary designat…

The Truth About Financial Planning: It’s Not Just About Money

Are you just two bad days away from retirement? Discover why financial planning is more than chasing a magic number, and how your lifestyle—not your savings—determines your future. Steve Aul breaks down common myths, shares real-life stories, and explains why a custom plan matters more than market …

Lazy Money and the Interest Rate Trap: Protect Your Portfolio

Are you ready for retirement’s biggest surprises? Discover why your spending may spike in your first years out of the workforce, and how to protect your lifestyle with smart income strategies. Steve Aul breaks down the impact of falling interest rates, the pitfalls of “lazy money,” and the real ris…

Retirement Isn’t a Miracle—It’s a Plan: Income, Taxes & Medicare

Are you worried it’ll take a miracle to retire? This episode Steve Aul dives into the real questions Americans face: Will I run out of money? When can I retire? Steve breaks down why your retirement success isn’t just about the size of your nest egg, but how you plan for income, taxes, and Medicare…