What if the way your retirement income arrives changes how confidently you spend it? This episode explores the difference between drawing from savings and receiving steady retirement income, and why that distinction can shape spending habits. Steve Aul discusses guaranteed income strategies, common concerns about annuities, turning retirement savings into a personal pension, and the key questions retirees ask: “When can I retire?” and “Will I run out of money?” The conversation also covers financial literacy, income planning, and why age 59½ can be an important milestone for retirement accounts.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

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What if the way your retirement income arrives changes how confidently you spend it? This episode explores the difference between drawing from savings and receiving steady retirement income, and why that distinction can shape spending habits. Steve Aul discusses guaranteed income strategies, common concerns about annuities, turning retirement savings into a personal pension, and the key questions retirees ask: &ldquo;When can I retire?&rdquo; and &ldquo;Will I run out of money?&rdquo; The conversation also covers financial literacy, income planning, and why age 59&frac12; can be an important milestone for retirement accounts.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>

As a baby boomer, retirement planning today is up to you. But you don’t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts “The Aul Financial Hour” every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am & Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am & 4:00pm. If you’re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement….this podcast is for you! Find more at www.yourmoneymattersstl.com.

For a list of disclosures, please visit https://aulfinancialgroup.com/

 

As a baby boomer, retirement planning today is up to you. But you don&rsquo;t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts &ldquo;The Aul Financial Hour&rdquo; every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am &amp; Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am &amp; 4:00pm. If you&rsquo;re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement&hellip;.this podcast is for you! Find more at&nbsp;<a href="http://www.yourmoneymattersstl.com">www.yourmoneymattersstl.com</a>.
<hr>
For a list of disclosures, please visit <a href="https://aulfinancialgroup.com/">https://aulfinancialgroup.com/</a>
&nbsp;

The Aul Financial Hour

As a baby boomer, retirement planning today is up to you. But you don’t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts “The Aul Financial Hour” every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am & Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am & 4:00pm. If you’re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement….this podcast is for you! Find more at www.yourmoneymattersstl.com.

For a list of disclosures, please visit https://aulfinancialgroup.com/

As a baby boomer, retirement planning today is up to you. But you don&rsquo;t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts &ldquo;The Aul Financial Hour&rdquo; every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am &amp; Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am &amp; 4:00pm. If you&rsquo;re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement&hellip;.this podcast is for you! Find more at&nbsp;<a href="http://www.yourmoneymattersstl.com">www.yourmoneymattersstl.com</a>.
<hr>
For a list of disclosures, please visit <a href="https://aulfinancialgroup.com/">https://aulfinancialgroup.com/</a>

Why Retirees Spend Differently Depending on Where Their Income Comes From

Could the biggest retirement risk be hiding in plain sight, even as markets continue to climb? Steve Aul examines how retiring baby boomers, changing investor behavior, and longer life expectancies are reshaping retirement planning. He discusses market volatility, the importance of balancing growth and income, common misconceptions about the 4% withdrawal rule, and why inflation remains a critical factor in retirement. Steve also explores the real costs of relocating for retirement, including housing, insurance, and taxes, and shares practical considerations for retirees evaluating a move to another state.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

Facebook

Could the biggest retirement risk be hiding in plain sight, even as markets continue to climb? Steve Aul examines how retiring baby boomers, changing investor behavior, and longer life expectancies are reshaping retirement planning. He discusses market volatility, the importance of balancing growth and income, common misconceptions about the 4% withdrawal rule, and why inflation remains a critical factor in retirement. Steve also explores the real costs of relocating for retirement, including housing, insurance, and taxes, and shares practical considerations for retirees evaluating a move to another state.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>

Are Retirees the Next Big Market Risk?

What happens when playing it safe in retirement creates a different kind of risk? Steve Aul explores why moving everything to cash after retirement may not be the best answer, discussing inflation, portfolio growth, protected income strategies, and managing market volatility. He also covers charitable giving opportunities, tax considerations, Social Security timing, healthcare costs in retirement, and the importance of building a personalized retirement plan that balances growth, protection, and income. Whether you're approaching retirement or already there, this episode highlights key financial factors that deserve careful consideration.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

Facebook

What happens when playing it safe in retirement creates a different kind of risk? Steve Aul explores why moving everything to cash after retirement may not be the best answer, discussing inflation, portfolio growth, protected income strategies, and managing market volatility. He also covers charitable giving opportunities, tax considerations, Social Security timing, healthcare costs in retirement, and the importance of building a personalized retirement plan that balances growth, protection, and income. Whether you're approaching retirement or already there, this episode highlights key financial factors that deserve careful consideration.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>

Warren Buffett Moved Billions to Cash. Should You?

Are today’s market headlines driving smart decisions or fueling FOMO? Steve Aul breaks down how investors can separate noise from reality, drawing lessons from former Fed Chair Alan Greenspan’s famous “FedSpeak.” The conversation explores higher interest rates, retirement planning, market risk, the 60/40 portfolio, and the dangers of chasing hot investments. Steve also discusses why a personalized retirement strategy matters more than investment returns alone, and how retirees can evaluate risk, protect gains, and determine when retirement is realistically within reach.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

Facebook

Are today&rsquo;s market headlines driving smart decisions or fueling FOMO? Steve Aul breaks down how investors can separate noise from reality, drawing lessons from former Fed Chair Alan Greenspan&rsquo;s famous &ldquo;FedSpeak.&rdquo; The conversation explores higher interest rates, retirement planning, market risk, the 60/40 portfolio, and the dangers of chasing hot investments. Steve also discusses why a personalized retirement strategy matters more than investment returns alone, and how retirees can evaluate risk, protect gains, and determine when retirement is realistically within reach.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>

Why Retirees Spend Differently Depending on Where Their Income Comes From

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