When markets swing and inflation lingers, why do even well‑prepared retirees still feel uneasy? On this episode, Steve Aul discusses how emotional reactions can derail retirement decisions during periods of volatility. The conversation explores common missteps driven by fear, how inflation and healthcare costs factor into long‑term planning, and why understanding risk, income needs, and portfolio alignment matters as retirement approaches. Steve also explains the importance of communication within couples, realistic spending expectations, and how tools like rebalancing can help manage risk amid market uncertainty.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

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When markets swing and inflation lingers, why do even well‑prepared retirees still feel uneasy? On this episode, Steve Aul discusses how emotional reactions can derail retirement decisions during periods of volatility. The conversation explores common missteps driven by fear, how inflation and healthcare costs factor into long‑term planning, and why understanding risk, income needs, and portfolio alignment matters as retirement approaches. Steve also explains the importance of communication within couples, realistic spending expectations, and how tools like rebalancing can help manage risk amid market uncertainty.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>

As a baby boomer, retirement planning today is up to you. But you don’t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts “The Aul Financial Hour” every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am & Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am & 4:00pm. If you’re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement….this podcast is for you! Find more at www.yourmoneymattersstl.com.

For a list of disclosures, please visit https://aulfinancialgroup.com/

 

As a baby boomer, retirement planning today is up to you. But you don&rsquo;t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts &ldquo;The Aul Financial Hour&rdquo; every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am &amp; Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am &amp; 4:00pm. If you&rsquo;re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement&hellip;.this podcast is for you! Find more at&nbsp;<a href="http://www.yourmoneymattersstl.com">www.yourmoneymattersstl.com</a>.
<hr>
For a list of disclosures, please visit <a href="https://aulfinancialgroup.com/">https://aulfinancialgroup.com/</a>
&nbsp;

The Aul Financial Hour

As a baby boomer, retirement planning today is up to you. But you don’t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts “The Aul Financial Hour” every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am & Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am & 4:00pm. If you’re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement….this podcast is for you! Find more at www.yourmoneymattersstl.com.

For a list of disclosures, please visit https://aulfinancialgroup.com/

As a baby boomer, retirement planning today is up to you. But you don&rsquo;t have to go it alone! Steve Aul founded the Aul Financial Group in St. Louis to help people navigate the challenges of retirement. Steve hosts &ldquo;The Aul Financial Hour&rdquo; every weekend on KMOX News Radio 104.1 FM, Saturdays at 10am &amp; Sundays at 6am, and on KFTK 97.1FM, Saturdays at 6:00am &amp; 4:00pm. If you&rsquo;re looking for lessons on 401(k)s, minimizing taxes, asset protection and creating lasting income in retirement&hellip;.this podcast is for you! Find more at&nbsp;<a href="http://www.yourmoneymattersstl.com">www.yourmoneymattersstl.com</a>.
<hr>
For a list of disclosures, please visit <a href="https://aulfinancialgroup.com/">https://aulfinancialgroup.com/</a>

When Market Fear Shapes Retirement Decisions

Inflation quietly reshapes retirement long before most people notice the damage. On this episode, Steve Aul breaks down why inflation, taxes, and overlooked planning gaps pose real challenges for retirees. The conversation explores how rising costs erode purchasing power over time, common DIY retirement mistakes, and the disconnect between income, expenses, and long-term lifestyle expectations. Steve also touches on required minimum distributions, tax exposure, healthcare costs, and income strategies retirees are asking about today—highlighting why a coordinated plan matters as retirement landscapes continue to change.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

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Inflation quietly reshapes retirement long before most people notice the damage. On this episode, Steve Aul breaks down why inflation, taxes, and overlooked planning gaps pose real challenges for retirees. The conversation explores how rising costs erode purchasing power over time, common DIY retirement mistakes, and the disconnect between income, expenses, and long-term lifestyle expectations. Steve also touches on required minimum distributions, tax exposure, healthcare costs, and income strategies retirees are asking about today&mdash;highlighting why a coordinated plan matters as retirement landscapes continue to change.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>
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Inflation’s Silent Impact on Retirement Planning

What happens if the market drops just as you start pulling income from your portfolio? On this episode, Steve Aul breaks down sequence of returns risk and why investing for retirement looks very different from investing during your working years. Steve explains the importance of portfolio diversification, regular risk reviews, and understanding how taxes, Social Security, Medicare, and annuities fit into retirement planning. The conversation also highlights the role of financial literacy, managing debt, and using the right financial tools at the right time to better navigate long-term retirement decisions.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

Facebook

What happens if the market drops just as you start pulling income from your portfolio? On this episode, Steve Aul breaks down sequence of returns risk and why investing for retirement looks very different from investing during your working years. Steve explains the importance of portfolio diversification, regular risk reviews, and understanding how taxes, Social Security, Medicare, and annuities fit into retirement planning. The conversation also highlights the role of financial literacy, managing debt, and using the right financial tools at the right time to better navigate long-term retirement decisions.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>

The Retirement Risk Most Investors Don’t See Coming

Annuities aren’t the problem—misunderstanding them is. On this episode, Steve Aul breaks down why annuities feel confusing, what most people get wrong before they buy, and how different products serve very different purposes. The conversation expands into long‑term tax strategy, income planning, and why retirement isn’t just about April 15 or claiming Social Security as soon as you can. If you’ve ever wondered whether you can retire, when to do it, or how to avoid costly financial blind spots, this discussion brings clarity to the bigger picture.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

Facebook

Annuities aren&rsquo;t the problem&mdash;misunderstanding them is. On this episode, Steve Aul breaks down why annuities feel confusing, what most people get wrong before they buy, and how different products serve very different purposes. The conversation expands into long‑term tax strategy, income planning, and why retirement isn&rsquo;t just about April 15 or claiming Social Security as soon as you can. If you&rsquo;ve ever wondered whether you can retire, when to do it, or how to avoid costly financial blind spots, this discussion brings clarity to the bigger picture.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or&nbsp;<a href="https://calendly.com/aulfg-info/15_consult?month=2025-05">click here</a>.
Hear the &ldquo;The Aul Financial Hour&rdquo; every Saturday at 10 AM and Sunday at 6 PM on KMOX News Radio 1120. And hear episodes of the podcast here:&nbsp;<a href="https://aulfinancialgroup.com/aul-media/">https://aulfinancialgroup.com/aul-media/</a> .
<a href="https://www.facebook.com/aulfinancialgroup">Facebook</a>

When Market Fear Shapes Retirement Decisions

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