The Aul Financial Hour

Market swings, million‑dollar milestones, and one decision you only get to make once—this episode covers why timing matters more than headlines. Steve Aul breaks down recent market volatility, and the emotional traps investors fall into, then shifts to the hidden risks of being a “paper millionaire” when taxes turn wealth into income. The conversation also dives into business exit planning and the real-world tradeoffs of claiming Social Security early versus optimizing benefits, especially for married couples. Throughout, the focus stays on perspective, preparation, and decisions that shape long-term income and legacy. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

What keeps people up at night when their entire financial future is on the line? Tracey Richardson, an investment advisor with more than 25 years in financial services, joins the podcast to have real conversations behind retirement planning. From longevity worries and market noise to the importance of feeling heard at the table, Tracey shares how comprehensive planning, empathy, and staying the course shape confident financial decisions—especially in uncertain times. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

What do Oreo cookies, market pullbacks, and retirement taxes have in common? More than you might expect. On this episode Steve Aul breaks down market volatility warnings, income planning in retirement, and why expectations—whether about investment risk, withdrawal rates, or taxes—don’t always match reality. The conversation explores asset protection strategies, retirement income options, the real cost of taxes on 401(k)s and IRAs, and the decisions retirees face when rolling over employer plans, all with practical perspective and relatable analogies. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Gold may be soaring, but is it really the safe haven investors hope for? On this episode, Steve Aul breaks down the hype around record‑high gold prices, the realities of gold IRAs, and the hidden risks many retirees overlook. From tax‑rate traps to emotional investing, Steve explores the assumptions that could derail your retirement strategy. They also unpack how economic acceleration, interest‑rate shifts, and the Secure Act are reshaping financial planning. A practical, grounded look at protecting your wealth in uncertain times. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

When rising costs force tough financial choices, how do you protect your future without sacrificing your present? On this episode, Steve Aul explores why Americans are cutting retirement savings, the real difference between needs and wants, and how spending habits matter as much as account balances. He breaks down the transition from building wealth to using it wisely, the hidden risks in political and market swings, and the crucial choices around Medicare and income planning. A clear, practical conversation for anyone wondering when they can retire—or whether they’ll have enough. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Retirement might feel predictable—until taxes, income gaps, and Social Security decisions flip the script. On this episode, Steve Aul breaks down why your 401(k) balance isn’t truly yours, how taxes quietly drain retirement savings, and what smart planning can do to protect your future. You’ll hear insights on Roth conversions, the real story behind the 4% rule, Social Security timing, and how to build a “fun bucket” without wrecking your budget. It’s a clear, practical look at making your money last—and work harder—through every phase of retirement. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

What if the financial “truths” you’ve always believed were actually myths? On this episode, Steve breaks down common misconceptions around taxes, Social Security, RMDs, charitable giving, and retirement income planning. From the real impact of delaying Social Security to smart strategies like Roth conversions, QCDs, and personally funded pensions, you'll hear practical insights that help you think differently about long‑term financial health—without quick fixes or guarantees. A relatable mix of storytelling, strategy, and humor makes this a must‑listen for anyone planning their financial future. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

What happens when the fear of running out of money collides with the realities of retirement? On this episode, Steve Aul breaks down the psychology of risk, why many retirees hesitate to spend their savings, and how tools like safer assets, income planning, and tax‑smart strategies can bring clarity. From de‑risking after age 50 to navigating RMDs, gifting, and combating “plutophobia,” Steve shares insights to help listeners understand their financial landscape and build confidence in their retirement decisions—without the hype or false promises. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

A surprising retirement ranking sparks a deeper look into the real issues shaping your financial future. Steve Aul breaks down the truth about relocating in retirement, the often‑misunderstood world of annuities, and why long‑term care planning matters more than most families realize. From common myths—like Medicare being “free”—to real stories of caregiving and the hidden costs behind it, this episode brings clarity to the choices that define a secure retirement. Practical insights, grounded perspectives, and thoughtful planning guidance all come together in this conversation. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Unexpected retirement realities spark a candid conversation about long‑term care, annuities, and the true cost of financial confidence. On this episode, Steve Aul breaks down four common strategies for covering long‑term care, why many families feel unprepared, and how modern annuities have evolved beyond old misconceptions. From personal stories to practical planning insights, you’ll hear how income stability, legacy considerations, and “personally funded pensions” can reshape retirement for today’s savers. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Are you ready for the retirement roller coaster? Discover how taxes, market swings, and emotional decisions can make or break your financial future. Steve Aul breaks down the complexities of IRAs, Roths, annuities, and Social Security, revealing strategies to minimize taxes and create reliable income. Learn why rebalancing your portfolio and removing emotion from investing are crucial for lasting success. Whether you’re nearing retirement or already there, this episode arms you with practical insights to help you retire with confidence. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Are Gen Xers facing a retirement crisis they never saw coming? This episode dives into the unique financial challenges confronting Gen X—insufficient savings, market volatility fears, and the decline of pensions. Steve Aul explores how shifting strategies, understanding taxes, and building guaranteed income streams can help secure your future. Plus, discover why financial independence matters for everyone, and how the right team can make all the difference. Tune in for actionable insights and real-world stories that will change how you think about retirement. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Are you ready to discover the hidden math behind retirement spending—and why guaranteed income changes everything? This episode explores how pension-like sources impact lifestyle, strategies for replacing your paycheck, and the crucial decisions around Social Security and Roth conversions. Learn why optimizing your income plan and understanding tax implications can make or break your retirement journey. Real stories and actionable insights help you navigate the complexities of financial planning, so you can retire with confidence and clarity. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Is timing your Social Security the secret to maximizing your retirement income, or could it backfire? This episode dives into the complexities of choosing when to claim Social Security, balancing 401k drawdowns, and navigating market risks. Hear real stories, expert advice, and practical strategies for building a retirement plan that fits your unique financial puzzle—without falling for common mistakes or one-size-fits-all solutions. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

What do baseball’s biggest contracts have in common with your retirement plan? Discover how Shohei Ohtani’s salary strategies can inspire smarter decisions for your financial future. This episode dives into pension vs. lump sum choices, de-risking investments after 50, and the hidden tax “time bomb” in your retirement accounts. Learn practical ways to protect your income, manage longevity risk, and avoid costly mistakes—plus insights from top experts and real-life stories. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Is your retirement strategy missing a crucial piece? This episode dives into the real impact of Social Security’s cost-of-living adjustment, rising Medicare premiums, and the gold rush frenzy. Discover why optimizing Social Security, rebalancing your portfolio, and making smart pension choices matter more than ever. Host Steve Aul breaks down the risks and rewards of lump sums versus monthly checks, and how to protect your financial future in a shifting market—without falling for hype or one-size-fits-all advice. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Are your retirement strategies stuck in the dial-up era? This episode of the Aul Financial Hour Podcast dives into year-end financial moves, tax-saving tactics, and the hidden risks of outdated income plans. Steve Aul shares real stories—from tax time bombs to the importance of beneficiary designations—and reveals why involving both spouses in planning is crucial. Plus, discover how technology and changing laws impact your financial future, and why a second opinion could save your legacy. Tune in for practical advice and eye-opening anecdotes that could reshape your retirement outlook. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Are you just two bad days away from retirement? Discover why financial planning is more than chasing a magic number, and how your lifestyle—not your savings—determines your future. Steve Aul breaks down common myths, shares real-life stories, and explains why a custom plan matters more than market noise. Tune in for practical insights that help you answer the only questions that count: “When can I retire?” and “Will I run out of money?” Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Are you ready for retirement’s biggest surprises? Discover why your spending may spike in your first years out of the workforce, and how to protect your lifestyle with smart income strategies. Steve Aul breaks down the impact of falling interest rates, the pitfalls of “lazy money,” and the real risks of overexposure to tech stocks. Tune in for actionable insights on annuities, pensions, and building a resilient retirement plan. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Are you worried it’ll take a miracle to retire? This episode Steve Aul dives into the real questions Americans face: Will I run out of money? When can I retire? Steve breaks down why your retirement success isn’t just about the size of your nest egg, but how you plan for income, taxes, and Medicare. Discover practical strategies to replace your paycheck, avoid common pitfalls, and build confidence for your financial future—all without empty promises or hype. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Are you unknowingly setting up a tax time bomb for your heirs? In this episode, Steve Aul unpacks the hidden pitfalls of IRA conversions, reveals how to optimize guaranteed retirement income, and challenges conventional financial wisdom. Discover why a balanced approach to taxes, income planning, and financial independence—especially for women—can make all the difference in your retirement journey. Tune in for practical insights and real-life stories that could change how you plan your financial future. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Is your retirement plan built to weather any market storm? On this episode, Steve Aul breaks down the risks of relying on high returns, the complexities of annuities, and the looming impact of the great wealth transfer. Learn how to avoid common mistakes, protect your income, and make smart decisions about inherited IRAs and Roth conversions. Whether you’re nearing retirement or planning for your family’s future, this episode delivers practical insights for lasting financial security. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

What does Warren Buffett’s $344 billion cash stash mean for your retirement strategy? On this episode, Steve Aul explores how to reduce emotional investing, plan for lifetime tax efficiency, and navigate interest rate shifts. From fixed index annuities to personally funded pensions, Steve breaks down tools to secure predictable income and preserve wealth. Plus, hear why retirement is more than numbers—it’s about making memories that last. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Think you need $1.8 million to retire? Think again. On this episode, Steve Aul breaks down the myths around retirement savings and explores practical strategies to replace your paycheck in retirement. From annuities to market timing missteps, Steve shares real stories and insights to help listeners navigate financial planning with confidence. Plus, a deep dive into MarketGuard’s unemotional investment approach and the truth about annuity fees—what you need to know before committing. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

What if your retirement income could actually encourage you to spend more confidently? In this episode, Steve Aul breaks down how pension-like income impacts spending habits and explores strategies to replace your paycheck in retirement. From Roth conversions and Social Security optimization to tax-efficient estate planning, Steve shares practical insights to help you navigate financial decisions with clarity. Plus, a nostalgic detour into the evolution of cell phones and how simplicity still matters in financial planning. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Is the market too hot to handle—or just due for a healthy reset? In this episode, Steve Aul breaks down what record market highs mean for your retirement strategy. From the risks of sequence of returns to the myths around million-dollar nest eggs, Steve explains why income planning and lifestyle matter more than big numbers. Plus, hear why relying on influencers or default 401(k) settings could derail your future. It’s not about timing the market—it’s about knowing your plan. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

What do Wile E. Coyote and your retirement plan have in common? In this episode, Steve Aul draws parallels between cartoon cliffhangers and market volatility, urging listeners to rethink risk and diversification. From the dominance of the “Magnificent Seven” stocks to the hidden tax traps in Social Security and required minimum distributions, Steve breaks down the financial surprises that could derail your retirement. Plus, heartfelt stories about grandkids, endurance events, and road trip chaos add warmth and humor to this insightful financial hour. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

On this episode of the Aul Financial Hour Podcast, Steve discusses the implications of the new tax law signed by Trump, focusing on how it affects tax planning and retirement strategies. The conversation delves into the complexities of Roth conversions, investment strategies in a volatile market, and the impact of interest rates on annuities. Steve emphasizes the importance of tailored financial planning and the need for individuals to understand their unique financial situations. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

On this episode of the Aul Financial Hour Podcast, Steve discusses the complexities of The Big Beautiful Bill and its implications for retirement planning. He emphasizes the importance of long-term financial strategies amidst market volatility and uncertainty. The conversation also covers tax strategies for retirement savings, highlighting the risks associated with traditional retirement accounts. Steve encourages listeners to start planning for retirement early and to seek advice to navigate the changing financial landscape. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

On this episode of the Aul Financial Hour Podcast, Steve discusses critical financial topics including Social Security optimization, the impact of Federal Reserve policies on retirement planning, and strategies for maximizing Roth IRA benefits. He emphasizes the importance of having a comprehensive financial plan to navigate economic uncertainties and make informed decisions about retirement savings and income streams. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Steve Aul of Aul Financial Group comments on one analyst's thoughts about the market rallying and compares the idea of buying the rallying stocks and protecting against future downsides. Steve discusses Market Guard’s non-emotional, methodical, and mathematical approach to the stock market and how it can be tailored to fit a specific retirement plan. And Steve discusses how small business owners can fund their retirement and why they should not rely solely on selling their business to do so. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Join the Aul Financial Group team for “Taxes in Retirement” office presentation on June 24th. Learn more about it here. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

On this episode of the Aul Financial Hour Podcast, Steve discusses the importance of preparing for financial uncertainties, particularly in retirement. He emphasizes the need for early planning, understanding tax implications, and managing retirement accounts effectively. The conversation covers strategies for weatherproofing retirement against market fluctuations, the significance of tax strategies, and the options available for managing old 401(k) accounts. Steve encourages listeners to take proactive steps in their financial planning to ensure a secure retirement. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

On this episode of the Aul Financial Hour Podcast, Steve discusses the current state of the market, emphasizing the uncertainty surrounding future trends and the importance of a comprehensive retirement plan. He highlights the need for effective tax strategies, income generation plans, and the common misconceptions surrounding retirement, such as the belief that individuals will be in a lower tax bracket. Additionally, he delves into the role of annuities in retirement planning, addressing misconceptions and the importance of understanding different types of annuities. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  Join the Aul Financial Group team for “Taxes in Retirement” dinner seminars and learn from Steve and the team about how tax laws change and how to plan for that. Call 636-230-8824 to find out if this is a fit for you and to reserve your spot for the dinner seminars here and office presentation here. These take place June 12th and 24th. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

On this episode Steve discusses the importance of annuities in retirement planning, particularly in relation to longevity risk. He explains the different types of annuities and their roles in providing guaranteed income. The conversation then shifts to the impact of interest rates on retirement income strategies, emphasizing the need for individuals nearing retirement to reassess their options. Finally, the discussion covers social security optimization, highlighting the significance of survivor benefits and the advantages of delaying social security claims. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  Join the Aul Financial Group team for “Taxes in Retirement” dinner seminars and learn from Steve and the team about how tax laws change and how to plan for that. Call 636-230-8824 to find out if this is a fit for you and to reserve your spot for the dinner seminars here and office presentation here. These take place June 10th, 12th, and 24th. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

On this episode of The Aul Financial Hour podcast, Steve discusses common investment mistakes, the importance of portfolio analysis, and the evolving landscape of annuities and income strategies. He emphasizes the need for a thorough understanding of Social Security optimization and the value of financial advisory fees, encouraging listeners to evaluate their financial strategies and seek professional guidance. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  Join the Aul Financial Group team for “Taxes in Retirement” dinner seminars and learn from Steve and the team about how tax laws change and how to plan for that. Call 636-230-8824 to find out if this is a fit for you and to reserve your spot for the dinner seminars here and office presentation here. These take place June 10th, 12th, and 24th. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

Steve Aul discusses the trickiness and benefits of Roth conversions. Steve explains how people can do these conversions wrong and why they are not for everyone. Steve also backs up Warren Buffett’s take on market volatility and shares how emotions can really get people off track in their investment decisions. Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here. Join the Aul Financial Group team for “Taxes in Retirement” dinner seminars and learn from Steve and the team about how tax laws change and how to plan for that. Call 636-230-8824 to find out if this is a fit for you and to reserve your spot for the dinner seminars here and office presentation here. These take place June 10th, 12th, and 24th. Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ . Facebook

In this episode Steve discusses various topics related to retirement planning, investment strategies, and the impact of market volatility on financial decisions. He shares personal anecdotes about his recent activities and emphasizes the importance of strategic financial planning, particularly regarding IRA conversions and the use of robo-advisors versus human advisors. The conversation also touches on the influence of financial news on public perception and decision-making. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

In this episode Steve discusses the prevalent fear of financial insecurity in retirement, emphasizing the importance of having a comprehensive retirement plan. He addresses common concerns such as market volatility, hidden fees in retirement accounts, and the necessity of income planning. The conversation also touches on the implications of relocating for retirement and the potential benefits and drawbacks of moving to tax-friendly states. Overall, the episode provides valuable insights into effective retirement strategies and planning for financial security. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

In this episode Steve discusses various aspects of financial planning, particularly focusing on retirement strategies. He emphasizes the importance of understanding annuities, creating a comprehensive financial plan, and avoiding common retirement mistakes. The conversation also touches on the evolution of retirement planning and the significance of adapting to modern financial tools and strategies. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

In this episode of the Aul Financial Hour Podcast, Steve discusses the importance of financial planning, particularly as baby boomers approach retirement. He explains the different types of annuities and their benefits, emphasizing the need for a comprehensive retirement plan that includes tax strategies, income generation, and legacy planning. The conversation also touches on common regrets people have regarding their financial decisions, such as not starting to save early enough or underestimating medical expenses. Steve highlights the evolving landscape of retirement planning and the importance of adapting strategies to meet modern challenges. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

In this episode of the Aul Financial Hour Podcast, Steve discusses the implications of recent job cuts for federal employees and the importance of retirement planning. He emphasizes the need to assess lifestyle expenses and budgeting strategies, especially in light of potential job loss. The conversation also covers the impact of windfalls, inheritance, and the tax implications associated with them. Additionally, Steve highlights the significance of understanding personal retirement goals and managing the fear of missing out (FOMO) in financial decisions. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

In this episode of The Aul Financial Hour Podcast, Steve discusses the importance of financial planning, particularly focusing on retirement strategies. He emphasizes the need to enjoy family time while also planning for the future. The conversation covers various aspects of retirement planning, including the significance of understanding annuities, the current retirement crisis characterized by debt and inflation, and practical strategies for securing a stable financial future. Steve also shares insights on how to manage income streams and the potential changes to Social Security. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

In this episode of the Aul Financial Hour Podcast, Steve discusses personal experiences with family, the realities of retirement savings, the future of Social Security, and market corrections. He emphasizes the importance of understanding retirement planning beyond just hitting a magic number and addresses the sustainability of Social Security in light of current economic trends. The conversation also touches on investment strategies during market fluctuations and the need for comprehensive financial planning. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

In this episode Steve discusses the current state of market volatility and its impact on financial planning. He emphasizes the importance of long-term strategies over emotional decision-making during turbulent times. The conversation covers various aspects of retirement planning, including income strategies, market dynamics, and the significance of legacy planning to avoid common pitfalls. Steve provides insights into how to create a balanced portfolio and the necessity of having a comprehensive financial plan that can withstand market fluctuations. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

In this episode Steve discusses the current state of cash reserves among investors, particularly considering Warren Buffett's significant cash holdings. The conversation explores various investment strategies for those holding cash, the importance of rebalancing portfolios in anticipation of market corrections, and the pros and cons of target date funds. Additionally, the episode delves into the tax implications of retirement savings and the potential for passing on tax burdens to heirs. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

Steve discusses the importance of long-term planning for retirement, emphasizing that it is a marathon rather than a sprint. He highlights the significance of starting early, understanding tax implications, and utilizing Roth conversions to maximize savings. The conversation also covers the balance between spending and saving during retirement, the rising popularity of annuities, and the need for a comprehensive financial plan that addresses income generation, tax strategies, and risk management. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

Steve discusses the implications of tariffs and inflation on retirement savings with economist Preston Caldwell. They explore strategies for inflation-proofing retirement, the importance of understanding risk tolerance, and the financial habits that can lead to a successful retirement. The conversation also touches on investment strategies, including the benefits of ETFs and the risks associated with individual stock tips. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

In this episode Steve discusses the complexities of annuities, the importance of financial planning for long-term care, and debunks common retirement myths. He highlights the current retirement crisis, emphasizing the issues of debt, inflation, and the lack of guaranteed income. Steve provides practical strategies for securing a stable retirement, including the use of annuities and the importance of managing debt effectively. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook!  

Steve discusses the critical aspects of long-term care planning and financial strategies for retirement with online influencer Bill Sturzenbaum. They explore various options for funding long-term care, the importance of comprehensive financial planning, and the role of annuities in creating a sustainable income stream for retirement. The conversation emphasizes the need for proactive planning to avoid financial pitfalls, especially in the context of rising healthcare costs and the unique challenges faced by retirees.   Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market! Follow us on Facebook! 

Steve discusses the current state of the stock market and its implications for investors, particularly in light of President Trump's return to the White House. The conversation covers various investment strategies, the importance of understanding risk, and the nuances of Roth conversions and annuities in retirement planning. Listeners gain insights into how to navigate the complexities of financial decisions in a changing economic landscape. Schedule a quick 15-minute call with Aul Financial today to discuss your questions about today's market!