• Retirement is a journey that requires guidance and planning.
• Interest rates play a significant role in financial decisions, such as buying a car or choosing between a lump sum and a pension.
• Market volatility is expected, especially during a presidential election year.
• Having a non-emotional, methodical, and mathematical approach to investing can help navigate market fluctuations.
• Starting to save for retirement early and consistently is crucial for long-term financial security.

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