Seventy. That is the percentage of micro-enterprises and SMEs that internally source their financing needs from family members or personal savings due to financial barriers such as insufficient collateral and lack of documentation. Despite a robust micro-enterprise and SME landscape in Malaysia, poor access to financing have hampered their ability to grow and achieve greater heights.  In fact, a survey by Bank Negara revealed that this is one of the top 10 factors constraining business growth. To address this challenge, Aspirasi, a digital financing platform and fintech provider under Axiata Digital is simplifying access to essential financial and insurance services. We speak to Sheyantha Abeykoon, Executive Director of Aspirasi on how they are helping the SME market.