Digital banking extends inclusive financial services into new ecosystems, aiming to meet the needs of customer segments that are under-served. At the same time, open banking provides third-party providers open access to financial data from financial institutions through the use of application programming interfaces (APIs). How will big data and data analytics change financial institutions? We speak with Irene Xu, Director Of Banking Practise, SAS Global to find out more.

Digital banking extends inclusive financial services into new ecosystems, aiming to meet the needs of customer segments that are under-served. At the same time, open banking provides third-party providers open access to financial data from financial institutions through the use of application programming interfaces (APIs). How will big data and data analytics change financial institutions? We speak with Irene Xu, Director Of Banking Practise, SAS Global to find out more.

Where would your business be in 10 years time? How about 5 years from now? Or even tomorrow? Chances are, you’re already in the age of a digital business. Tech Talk is the programme that gives you access to the minds that are shaping the world of tomorrow. Hear from global and regional experts and analyst, record breaking developers, the dark-web hackers and the “crazy ones” as they give you an insight to how the world will change. Tech Talk helps you to breakdown the geeky jargons and complex codes that many often would fear. Also find out what are some the latest consumer offerings like smartphones, drones, robots, cameras, video games that are best in the market and quirky insight to a mind of a digital pop culture technology advocater, Richard Bradbury.

Where would your business be in 10 years time? How about 5 years from now? Or even tomorrow? Chances are, you’re already in the age of a digital business. Tech Talk is the programme that gives you access to the minds that are shaping the world of tomorrow. Hear from global and regional experts and analyst, record breaking developers, the dark-web hackers and the “crazy ones” as they give you an insight to how the world will change. Tech Talk helps you to breakdown the geeky jargons and complex codes that many often would fear. Also find out what are some the latest consumer offerings like smartphones, drones, robots, cameras, video games that are best in the market and quirky insight to a mind of a digital pop culture technology advocater, Richard Bradbury.

Tech Talk

How does the Internet work? To be honest we don't know either. But on Tech Talk, we deconstruct the relationship between humans and technology and understand how it shapes our business and life.

Big Data, Bigger Banking?

Malaysians lost RM2.97 billion to scams in 2025, and much of that money moved through mule accounts. The National Fraud Portal now links Bank Negara, PayNet, and the banks to trace stolen funds faster, but the money still moves quickly.

We get into:


How mule networks work: Who owns these accounts, where the money goes after a victim sends it, the signals that give an account away, and how scammers are using AI.


Catching the money: What can happen to stolen money in 30 minutes, what triggers an account freeze, and how much can realistically be recovered.


For businesses: How to keep your company’s account from being used as a mule account.

Malaysians lost RM2.97 billion to scams in 2025, and much of that money moved through mule accounts. The National Fraud Portal now links Bank Negara, PayNet, and the banks to trace stolen funds faster, but the money still moves quickly.We get into:<ul><li>How mule networks work: Who owns these accounts, where the money goes after a victim sends it, the signals that give an account away, and how scammers are using AI.</li><li>Catching the money: What can happen to stolen money in 30 minutes, what triggers an account freeze, and how much can realistically be recovered.</li><li>For businesses: How to keep your company’s account from being used as a mule account.</li></ul>

Spotting Mule Accounts: The Tech Behind It

We’re taking a trip to the weird side today as we explore the power of failure. Matt and Kishan discuss a failed experiment which is leading to new insights about the evolution of our brains, as well as opening pathways to treat conditions like ALS. 

Kishan’s lizard brain is put under the microscope as they talk about a brain implant that could help patients with motor and speech paralysis to communicate more naturally and fluently. And a bioresorbable battery with potential to broaden the field of electroceutical medicine.

We’re taking a trip to the weird side today as we explore the power of failure. Matt and Kishan discuss a failed experiment which is leading to new insights about the evolution of our brains, as well as opening pathways to treat conditions like ALS. Kishan’s lizard brain is put under the microscope as they talk about a brain implant that could help patients with motor and speech paralysis to communicate more naturally and fluently. And a bioresorbable battery with potential to broaden the field of electroceutical medicine.

MSP377 Weird Science. The Power Of Failure

Malaysia is about to get an AI Governance Bill, with its own regulator to enforce it. Meanwhile, the Ministry of Digital's Personal Data Protection Department just started a two-week public consultation on AI and personal data protection. It looks like we will soon have two pieces of AI regulation.

We discuss:


Where things stand: How the AI Governance Bill might overlap with the PDPA, whether it applies to government use of AI as well as businesses, and if the national AI office, AI Malaysia Berhad, should remain a company once the Bill passes.


Inside the Bill: Who it actually addresses, the parts that matter most to local businesses, and how it can avoid becoming a “paper tiger”.


Real-world impact: How the Bill plans to address AI in hiring, algorithmic discrimination, AI agents acting on their own, and the areas that Johnson and Khai Yi think are must-haves.

Malaysia is about to get an AI Governance Bill, with its own regulator to enforce it. Meanwhile, the Ministry of Digital's Personal Data Protection Department just started a two-week public consultation on AI and personal data protection. It looks like we will soon have two pieces of AI regulation.We discuss:<ul><li>Where things stand: How the AI Governance Bill might overlap with the PDPA, whether it applies to government use of AI as well as businesses, and if the national AI office, AI Malaysia Berhad, should remain a company once the Bill passes.</li><li>Inside the Bill: Who it actually addresses, the parts that matter most to local businesses, and how it can avoid becoming a “paper tiger”.</li><li>Real-world impact: How the Bill plans to address AI in hiring, algorithmic discrimination, AI agents acting on their own, and the areas that Johnson and Khai Yi think are must-haves.</li></ul>

Big Data, Bigger Banking?

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