We discuss how you can let your bonus work harder than your impulse this festive season. Celebrating within your means, planning with purpose, and entering January with confidence rather than worry with Dillen Govender - Senior Financial Planner with 18 years of experience in the insurance and financial services industry, and Musa Sithole – a life coach with a passion for helping individuals thrive and reach their full potential. He offer comprehensive coaching programmes in self-development, mindset transformation, personal finance and wealth mindset.