Dear Steve and Shirley, I'm a hardworking man. I work from sun up to sun down, and I do well for myself. Two years ago I met a very beautiful woman who I can see myself being with for the rest of my life. About a year into the relationship, we moved into together and started planning for the future. I was recently laid off from my job, and I had to find a new one. She was not working at the time. Money was getting tight so I took a pay cut.........