Dear Steve and Shirley, I’m a 46 year old divorced female and my new boyfriend is not a bad guy, but he has bad habits. I believe in standing by my man and believing in him so I’m hanging on to him in hopes he can get his life together. We’ve dated for five months and I see he lives paycheck to paycheck and he admitted that he pays his bills on alternate months so he can have money to kick it and travel. He’s 48 and still turns up every chance he gets. ..................................