How much can you really spend in retirement without second‑guessing every dollar? On this episode Mike Riedmiller challenges the familiar 4% rule and explains why income planning matters more than any single percentage. The conversation explores how Social Security timing, taxes, market downturns, and overlooked strategies like Roth planning can dramatically change retirement outcomes. Through real‑world examples and relatable analogies, Mike breaks down why retirement planning isn’t cookie‑cutter—and why confidence comes from having a plan designed around your life, not just your portfolio.

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Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.