What Your Tax Refund Might Be Telling You About Retirement

A surprise tax refund might be more than extra spending money—it could change how you think about retirement. In this episode, Mike Riedmiller breaks down how recent tax law changes, market volatility, and shifting economic signals are colliding with real-life retirement decisions. From using refun…

Your Money Isn’t the Problem—Your Retirement Income Plan Is

How much can you really spend in retirement without second‑guessing every dollar? On this episode Mike Riedmiller challenges the familiar 4% rule and explains why income planning matters more than any single percentage. The conversation explores how Social Security timing, taxes, market downturns, …

Gold at Record Highs — Should It Change Your Retirement Plan?

Gold prices are soaring — but does that mean it belongs in your retirement plan? On this episode, Mike Riedmiller breaks down the buzz around gold IRAs, market volatility, and why balanced investment planning matters now more than ever. Mike also tackles common misconceptions about retirement incom…

Your 401(k) Isn’t All Yours: The Retirement Truth Few Talk About

What if your 401(k) balance isn’t the number you think it is? In this episode, Mike Riedmiller breaks down the often‑overlooked impact of taxes on retirement accounts and shares practical ways retirees can create reliable income for life. From Roth strategies to income planning, real client stories…

The Retirement Expense No One Warns You About

Taxes may be the biggest financial surprise waiting for you in retirement. On this episode, Mike Riedmiller breaks down why being proactive—especially with Roth strategies, RMD timing, and coordinated planning—can make all the difference. Mike explores how couples can work together on money decisio…

Are You Missing the Red Flags in Your Retirement Plan?

Millions of Americans are heading into retirement unsure of who to trust with their financial future — and the risks are bigger than they realize. In this episode, Mike Riedmiller breaks down the red flags to watch for, the hidden fees most people overlook, and why proper licensing matters when cho…

Are You Planning for Retirement All Wrong?

A surprising truth about retirement spending could change how you plan your future. On this episode, Mike Riedmiller dives into the realities of spending volatility, rising inflation, outdated financial strategies, and why income planning—not guesswork—is the anchor of a stable retirement. From mar…

Stop Letting Headlines Drive Your Retirement

Is your portfolio’s biggest risk the clock, not the market? The conversation covers de‑risking after 50, building buffers with safer assets, and a methodical approach to fear‑and‑greed cycles. It examines evolving plans amid AI hype, longevity advances, inflation and stagflation worries, and why he…

Gen X on the Brink: Turning Retirement Anxiety into Confidence

Are Gen Xers heading for a retirement crisis, or can smart planning turn anxiety into confidence? This episode dives into the fears and realities facing those nearing retirement—insufficient savings, market volatility, and the looming tax trap. Certified Financial Fiduciary Mike Riedmiller shares a…

RMD Season: Are You Taking Too Little—or Too Late?

RMD season is here—are you ready for the tax trap hiding in your 401(k) and IRA? Mike Riedmiller unpacks choices around taking only the minimum vs. more, Roth conversions, and the penalties for getting RMDs wrong. Plus: planning for unexpected early retirement, balancing risk in a frothy market, an…