We've started to see spots of what looks to be recovery in our economy over recent months.
It's not consistent, but it's frequent enough to give us some hope for the year to come.
Westpac is picking a whole lot of OCR hikes from the end of this year, and other forecasts seem to set a similar scene - a better economy is coming, and rates will have to reflect that when the time comes.
LISTEN ABOVE

Amanda Morrall: What does it really take to retire in 2026?
39:21

Martin Hawes: Should the govt fund your retirement?
41:27

Nathan Stanners: Don't get too caught up with checking your KiwiSaver balance
41:19