All investment accounts are a bit touch and go at the moment.
If you're checking your KiwiSaver more than a few times a year, the amount of movement could really start to get to your head.
But for those close to or at retirement age, or about to withdraw for whatever reason - a volatile market can make all the difference.
LISTEN ABOVE

Hamish Pepper: What's the reasoning behind RBNZ's decision to hike the OCR?
40:00

Amanda Morrall: Does AI play a role in personal finance?
40:05

Rupert Carlyon: What's the first step for wanna-be investors?
41:26