'Tis the season for tight budget Christmas, how are you trying to save money over the holiday season?
Plus, how do you choose which charity to donate to? Amanda Morrall gives us her take.
LISTEN ABOVE
Smart Money
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Hannah McQueen: Would we save more by using physical cash?
Martin Hawes: When is the best time to write your will? And, is downsizing the best way to free up some cash?
Hannah McQueen: The best lessons to teach your children about money