At face value, going for a cheaper version of something you want seems like a simple way to save. But Rachel Smith reckons being frugal could be doing more harm than good...
CREDITS
Host: Rachel Corbett
Contributor: Behaviour change expert and author, Rachel Smith. Check her out on Instagram @cyclingrsmith or head to her website cyclingrachelsmith.com
Managing Producer: Elle Beattie
Lead Producer: Rachael Hart
Assistant Producer: Amy Kimball
This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.

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