Credit cards. These words might excite you or completely scare you, depending on your experience, but it's never too late to get informed. Credit cards have some useful purposes but there are also some dangers to be aware of. So on today's show, Victoria and Jess break everything down; why people get credit cards, how they can be used responsibly and what you need to know to avoid credit card debt.

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The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.