Let’s talk bridal parties and the money dramas that no one warns you about! This week, we’re tackling a juicy listener dilemma: what happens to your money when you drop out as a bridesmaid? Is it fair for them to keep the cash, or is that just bad friendship vibes? We’ve got opinions (so many opinions). But that’s not all—we’re diving into another sticky situation: how honest do you really need to be with your bank? Plus all the usual Friday Drinks shenanigans. It’s fun, it’s spicy, and it’s packed with tips you need to hear!

This Black Friday, invest in you! Our course bundles are on sale—your chance to level up your finances, build wealth, and hit those goals. Click here for all the deets...

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Let’s talk bridal parties and the money dramas that no one warns you about! This week, we’re tackling a juicy listener dilemma: what happens to your money when you drop out as a bridesmaid? Is it fair for them to keep the cash, or is that just bad friendship vibes? We’ve got opinions (so many opinions). But that’s not all—we’re diving into another sticky situation: how honest do you really need to be with your bank? Plus all the usual Friday Drinks shenanigans. It’s fun, it’s spicy, and it’s packed with tips you need to hear!
This Black Friday, invest in you! Our course bundles are on sale—your chance to level up your finances, build wealth, and hit those goals.<a href="https://www.shesonthemoney.com.au/bundle-sale"> Click here for all the deets...</a>
Acknowledgement of Country By Natarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

When Bridal Parties Turn Into Money Dramas

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/c3145a8e-7926-4173-b81d-b22e017d584f/transcript

With the cost of living climbing higher than Santa’s sleigh, Christmas might feel more stressful than merry this year—but don’t worry, we’ve got you! In this episode, Bec and Victoria are stuffing your stocking with community-tested Christmas hacks to help you sleigh your holiday spending. From saving on gifts and food to clever DIY ideas, this episode is packed with practical tips to keep your festivities joyful and budget-friendly. So grab some eggnog, switch on those fairy lights, and let’s deck the halls without draining your wallet!

Oh and we have a Black Friday sale going on that's all about investing in you! Our course bundles are your chance to level up your finances, build wealth, and hit those goals. Click here for all the deets...

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

With the cost of living climbing higher than Santa’s sleigh, Christmas might feel more stressful than merry this year—but don’t worry, we’ve got you! In this episode, Bec and Victoria are stuffing your stocking with community-tested Christmas hacks to help you sleigh your holiday spending. From saving on gifts and food to clever DIY ideas, this episode is packed with practical tips to keep your festivities joyful and budget-friendly. So grab some eggnog, switch on those fairy lights, and let’s deck the halls without draining your wallet!
Oh and we have a Black Friday sale going on that's all about investing in you! Our course bundles are your chance to level up your finances, build wealth, and hit those goals.<a href="https://www.shesonthemoney.com.au/bundle-sale"> Click here for all the deets...</a>
Acknowledgement of Country By Natarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Community-Tested Christmas Hacks

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/6a82aae2-40a4-4498-bb67-b22c00351a51/transcript

This week’s Money Diarist has a surprising twist: her biggest financial hurdle isn’t overspending or splurging... it’s her other job! By day, she’s a full-time public servant, but by night, she’s a comedian chasing her dream—even when it costs her more than it earns. From the challenges of balancing passion and practicality to the financial highs and lows of creative work, this story is equal parts relatable and inspiring. Tune in for a behind-the-scenes look at what it really takes to follow your heart (and still pay the bills).

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

This week’s Money Diarist has a surprising twist: her biggest financial hurdle isn’t overspending or splurging... it’s her other job! By day, she’s a full-time public servant, but by night, she’s a comedian chasing her dream—even when it costs her more than it earns. From the challenges of balancing passion and practicality to the financial highs and lows of creative work, this story is equal parts relatable and inspiring. Tune in for a behind-the-scenes look at what it really takes to follow your heart (and still pay the bills).
Acknowledgement of Country By Natarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

When Your Dream Job Isn’t Enough to Pay the Bills

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/dda344e5-f503-4188-90fa-b22b00a6a03f/transcript

Donald Trump’s imminent return to the Oval Office has already set off waves across global markets—but what does it mean for us here in Australia? In today’s episode, Victoria takes a deep dive into Trump’s policies and the surprising ways they could impact our economy, our rights, and our wallets. Join us as we unpack what’s happening across the Pacific and what it means for your wallet.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Donald Trump’s imminent return to the Oval Office has already set off waves across global markets—but what does it mean for us here in Australia? In today’s episode, Victoria takes a deep dive into Trump’s policies and the surprising ways they could impact our economy, our rights, and our wallets. Join us as we unpack what’s happening across the Pacific and what it means for your wallet.
Acknowledgement of Country By Natarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Trump, Tariffs, and Taxes

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/81e5b503-975e-4c73-a0c9-b22800056a81/transcript

Today, we’re getting real about one of the biggest money questions: What should I actually be saving for? With huge goals like buying a home, retiring, or traveling, it’s easy to feel overwhelmed or just plain stuck. We’re here to help you zero in on goals that feel exciting and truly worth it. But that’s not all—we’re also breaking down a game plan to tackle debt smarter by deciding which debt to pay off first. We’re breaking down how to prioritise your payments for maximum impact. And since it’s Friday, you know what that means: community shout-outs, juicy confessions, some clever broke tips, and all the fun ways our She’s on the Money crew is winning at finances this week. Get ready for insights, laughs, and some serious money motivation!

This Black Friday, invest in you! Our course bundles are on sale—your chance to level up your finances, build wealth, and hit those goals. Click here for all the deets...

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Today, we’re getting real about one of the biggest money questions: What should I actually be saving for? With huge goals like buying a home, retiring, or traveling, it’s easy to feel overwhelmed or just plain stuck. We’re here to help you zero in on goals that feel exciting and truly worth it. But that’s not all—we’re also breaking down a game plan to tackle debt smarter by deciding which debt to pay off first. We’re breaking down how to prioritise your payments for maximum impact. And since it’s Friday, you know what that means: community shout-outs, juicy confessions, some clever broke tips, and all the fun ways our She’s on the Money crew is winning at finances this week. Get ready for insights, laughs, and some serious money motivation!
This Black Friday, invest in you! Our course bundles are on sale—your chance to level up your finances, build wealth, and hit those goals.<a href="https://www.shesonthemoney.com.au/bundle-sale"> Click here for all the deets...</a>
Acknowledgement of Country By Natarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

The Secret Trick to Setting Goals You’ll Stick With

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/b7434717-c21d-42a4-bcb6-b228000485c6/transcript

Ever wondered if IPO shares are your ticket to fast-track wealth? Today, we’re cutting through the hype to get to the truth about Initial Public Offerings, from how they work to whether buying shares early really pays off. Victoria’s got practical tips on what to look for before you invest, and Bec’s asking all the questions you’ve been dying to know. Get ready to make smart, confident moves with our guide to buying IPO shares—without falling for the hype

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Ever wondered if IPO shares are your ticket to fast-track wealth? Today, we’re cutting through the hype to get to the truth about Initial Public Offerings, from how they work to whether buying shares early really pays off. Victoria’s got practical tips on what to look for before you invest, and Bec’s asking all the questions you’ve been dying to know. Get ready to make smart, confident moves with our guide to buying IPO shares—without falling for the hype
Acknowledgement of Country By Natarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Hot Shares or Hot Mess? Finding Real IPO Opportunities

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/d0f19499-a200-416c-82ad-b226003e010e/transcript

Who knew that selling Cadbury chocolates could be the first step toward building a property empire? Today we meet a Money Diarist who started her hustle by selling chocolate bars to fund school band trips and eventually went on to run her own business. After being told she’d never qualify for a property loan, she proved everyone wrong by securing not one, but two properties in just seven months! With a story that’s equal parts sweet tooth and savvy saving, she’ll take us from her $10 drum lesson days to running a fashion business—and now setting her sights on a ten-property portfolio. This one’s a goodie!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Who knew that selling Cadbury chocolates could be the first step toward building a property empire? Today we meet a Money Diarist who started her hustle by selling chocolate bars to fund school band trips and eventually went on to run her own business. After being told she’d never qualify for a property loan, she proved everyone wrong by securing not one, but two properties in just seven months! With a story that’s equal parts sweet tooth and savvy saving, she’ll take us from her $10 drum lesson days to running a fashion business—and now setting her sights on a ten-property portfolio. This one’s a goodie!
Acknowledgement of Country By Natarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Going All In On Property Investing

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/fb49da99-c592-4e26-b067-b224005a543e/transcript

HECS relief or HECS headache? Today, Victoria dives into the details behind the government’s new HECS proposal, including a 20% debt discount and changes to the income threshold for repayments. Sound like a win? Maybe. But as always, the devil’s in the details. Tune in for the full breakdown on what these changes could mean for you now—and for years to come!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

HECS relief or HECS headache? Today, Victoria dives into the details behind the government’s new HECS proposal, including a 20% debt discount and changes to the income threshold for repayments. Sound like a win? Maybe. But as always, the devil’s in the details. Tune in for the full breakdown on what these changes could mean for you now—and for years to come!
Acknowledgement of Country By Natarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Talk HECSy To Me

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/8b801dbf-328a-4625-83cf-b222005bb6a1/transcript

Ever had a partner bring up a money idea that makes you nervous? We’re talking a side hustle that sound more “uh-oh” than “income,” as one listener shares her dilemma. And have we got thoughts! Plus some hot takes on managing super during work breaks. Grab a drink and come hang with us for all the usual laughs and advice!

We refer to Gambler's Help in this ep as great places to start if you or someone you love need help or some advice. You can also call them 1800 858 858, 
it's free, confidential & 24/7. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Ever had a partner bring up a money idea that makes you nervous? We’re talking a side hustle that sound more “uh-oh” than “income,” as one listener shares her dilemma. And have we got thoughts! Plus some hot takes on managing super during work breaks. Grab a drink and come hang with us for all the usual laughs and advice!
We refer to <a href="https://gamblershelp.com.au/">Gambler's Help</a> in this ep as great places to start if you or someone you love need help or some advice. You can also call them 1800 858 858,  it's free, confidential &amp; 24/7. 
Acknowledgement of Country By Natarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Is This a Red Flag Side Hustle?

Welcome to the ultimate money game! In today’s Ask V Anything episode, we’re flipping the podcast into a full-blown game show. Victoria is in the hot seat, answering your wildest, trickiest money questions—from real estate decisions to to prenups to business hacks and everything in between. Think you can guess her answers? Time to find out!

Here is the the MLM episode we spoke about on Spotify and Apple.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Welcome to the ultimate money game! In today’s Ask V Anything episode, we’re flipping the podcast into a full-blown game show. Victoria is in the hot seat, answering your wildest, trickiest money questions—from real estate decisions to to prenups to business hacks and everything in between. Think you can guess her answers? Time to find out!
Here is the the MLM episode we spoke about on <a href="https://open.spotify.com/episode/4ccIMtBaRbSFMxsH1C9XmQ?si=9b32216b75534768">Spotify</a> and <a href="https://podcasts.apple.com/au/podcast/mlm-secrets-revealed-why-99-of-recruits-never-make-money/id1468033698?i=1000675373251">Apple.</a>
Acknowledgement of Country By Natarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Ask Victoria Anything

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/bd4de48c-07a3-4bd7-9ce7-b21d017de21f/transcript

Millennial money expert Victoria Devine shares her foolproof tips for financial freedom.

For women who want to lift their money game.

She's On The Money

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