Happy Monday friends! Our Money Diarist today shares her tale of the 'standard life' and being 'seemingly happy' to going through a divorce and then taking the plunge on moving overseas.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

Happy Monday friends! Our Money Diarist today shares her tale of the 'standard life' and being 'seemingly happy' to going through a divorce and then taking the plunge on moving overseas.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.&nbsp;&nbsp;

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

MONEY DIARIES: Moving to Thailand and living your best life

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/ef0a9d0b-189a-46eb-a601-af4600558c85/transcript

Growing up, this week’s Money Diarist knew there was no money. She’s a First Nations woman who grew up surrounded by domestic violence, gambling, alcoholism and financial hardship. At nine, she escaped with her mum and brother, quite literally leaving with a backpack and hiding until it was safe to come home. She watched her mum rebuild from absolutely nothing. But while that showed her incredible resilience, it didn’t magically teach her how to manage money. She started working at 14 and spent every dollar she earned. At 19 she became pregnant, at 20 she became a mum, and by 22 she was raising her son alone and studying nursing, determined that life could look different. It wasn’t an overnight transformation. There were years of living paycheck to paycheck, impulsive spending and high-interest loans. Even when she and her now-husband both started earning more, they realised something pretty confronting: more money hadn’t actually changed their financial position. So they changed their habits instead. Now she earns just under $150,000 in nursing leadership, has completed her master’s, has gone from five debts to two in the space of a year, is preparing to build her family’s first home and has started investing for all three of her children. Because they’re small. But her children are growing up talking about investing, saving, bills and what things actually cost. Things she was never taught herself.

Growing up, this week&rsquo;s Money Diarist knew there was no money. She&rsquo;s a First Nations woman who grew up surrounded by domestic violence, gambling, alcoholism and financial hardship. At nine, she escaped with her mum and brother, quite literally leaving with a backpack and hiding until it was safe to come home. She watched her mum rebuild from absolutely nothing. But while that showed her incredible resilience, it didn&rsquo;t magically teach her how to manage money. She started working at 14 and spent every dollar she earned. At 19 she became pregnant, at 20 she became a mum, and by 22 she was raising her son alone and studying nursing, determined that life could look different. It wasn&rsquo;t an overnight transformation. There were years of living paycheck to paycheck, impulsive spending and high-interest loans. Even when she and her now-husband both started earning more, they realised something pretty confronting: more money hadn&rsquo;t actually changed their financial position. So they changed their habits instead. Now she earns just under $150,000 in nursing leadership, has completed her master&rsquo;s, has gone from five debts to two in the space of a year, is preparing to build her family&rsquo;s first home and has started investing for all three of her children. Because they&rsquo;re small. But her children are growing up talking about investing, saving, bills and what things actually cost. Things she was never taught herself.

We Escaped With a Backpack. Now I’m Building a Home for My Kids.

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/3fb78eb5-9f58-40a4-9915-b4b4005f43ec/transcript

What do you mean someone wants to jeopardise your First Home Buyers eligibility without some sort of equity in return?!

This week’s Friday Drinks is filled with diabolical dilemmas and chats concerning guarantorships, LMCT petrol stations, and *checks notes* if kids should be Airtagged?

Join Victoria, Bec and Jess for car-heavy Broke Tips, Money Wins and a bunch of solid podcast rec’s. True crime, anyone?

ASK AN EXPERT: Chat to a professional mortgage broker about your eligibility for various grants, before signing anything. The Zella team is here and ready to help at https://www.zella.com.au/book-consultation/

PETROL SPY: Make like Bec and find the cheapest fuel in your area over herehttps://petrolspy.com.au/map 

TRUE CRIME GIRLIES, RISE UP: Seeking another pod to binge? Here are some of the pods V mentioned in this episode Morbid, Two Girls One Ghost, Serialously 

https://open.spotify.com/show/1cpyLfDHP1cNnyOb478qrt?si=f844f0f9712e4467 

https://open.spotify.com/show/4aFNuODLKP1NvhQb7P3Kbn?si=718e11e8703a4b19

https://open.spotify.com/show/6HdheEH8WeMTHoe5da34qU?si=2aed06b37c754689 

New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289

What do you mean someone wants to jeopardise your First Home Buyers eligibility without some sort of equity in return?!
This week&rsquo;s Friday Drinks is filled with diabolical dilemmas and chats concerning guarantorships, LMCT petrol stations, and *checks notes* if kids should be Airtagged?
Join Victoria, Bec and Jess for car-heavy Broke Tips, Money Wins and a bunch of solid podcast rec&rsquo;s. True crime, anyone?
ASK AN EXPERT: <a href="https://www.zella.com.au/book-consultation/">Chat to a professional mortgage broker</a> about your eligibility for various grants, before signing anything. The Zella team is here and ready to help at <a href="https://www.zella.com.au/book-consultation/">https://www.zella.com.au/book-consultation/</a>
PETROL SPY: Make like Bec and find the cheapest fuel in your area over <a href="https://petrolspy.com.au/map">here</a> <a href="https://petrolspy.com.au/map">https://petrolspy.com.au/map</a>&nbsp;
TRUE CRIME GIRLIES, RISE UP: Seeking another pod to binge? Here are some of the pods V mentioned in this episode <a href="https://open.spotify.com/show/1cpyLfDHP1cNnyOb478qrt?si=f844f0f9712e4467">Morbid</a>, <a href="https://open.spotify.com/show/4aFNuODLKP1NvhQb7P3Kbn?si=718e11e8703a4b19">Two Girls One Ghost</a>, <a href="https://open.spotify.com/show/6HdheEH8WeMTHoe5da34qU?si=2aed06b37c754689">Serialously&nbsp;</a>
<a href="https://open.spotify.com/show/1cpyLfDHP1cNnyOb478qrt?si=f844f0f9712e4467">https://open.spotify.com/show/1cpyLfDHP1cNnyOb478qrt?si=f844f0f9712e4467</a>&nbsp;
<a href="https://open.spotify.com/show/4aFNuODLKP1NvhQb7P3Kbn?si=718e11e8703a4b19">https://open.spotify.com/show/4aFNuODLKP1NvhQb7P3Kbn?si=718e11e8703a4b19</a>
<a href="https://open.spotify.com/show/6HdheEH8WeMTHoe5da34qU?si=2aed06b37c754689">https://open.spotify.com/show/6HdheEH8WeMTHoe5da34qU?si=2aed06b37c754689</a>&nbsp;
New here? Follow us on Instagram (<a href="https://www.instagram.com/shesonthemoneyaus/">@shesonthemoneyaus</a>) for Q&amp;As, bite-sized advice, daily money inspo... and relatable money memes that just get you.&nbsp;
Acknowledgement of Country By Nartarsha Bamblett (<a href="http://nartarshabamblett.com.au">nartarshabamblett.com.au</a>)
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 4451289

Mum Says I Should Add My Name To My Brother’s Mortgage.  

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/8e5d00eb-a256-4fd7-bf09-b4b400025ba1/transcript

Some of us want to buy a house. Some of us wanna retire early. Some of us want a little more coin on the other side of our retirement. No matter what your financial goals are, here are our very best tips for making $100k by the time you turn 35. 

Join Victoria and Bec on the Deep Dive couch as they discuss how to tackle this goal in three parts: earning, spending and managing your money. Plus, some things you can do to ensure that there aren’t any leaks in your budget, or in your ongoing income.

And if you happen to be on the other side of 35 already, these solid money habits are still worth considering to amplify your wealth in the long run.

UNHINGED WAYS TO EARN: Take us back. Tune into Jess and Bec’s episodes on unhinged hacks for saving a little extra coin over here and here, or search Unhinged savings hacks wherever you get your podcasts.

BROOKE’S FIRE PLAN: Stream it and see if it might work for you over on our Youtube channel: youtube.com/watch?v=NsuXtMcFLM8 

GET THAT BAG: Asking for a pay rise? Here are some tips to help you have the chat over on our blog, search payrise at shesonthemoney.com/blog

EXTRA SHIFTS COMIN’ RIGHT UP: Earn a little extra on the side with the Supp platform over at suppapp.com/ 

Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289.

Some of us want to buy a house. Some of us wanna retire early. Some of us want a little more coin on the other side of our retirement. No matter what your financial goals are, here are our very best tips for making $100k by the time you turn 35.&nbsp;
Join Victoria and Bec on the Deep Dive couch as they discuss how to tackle this goal in three parts: earning, spending and managing your money. Plus, some things you can do to ensure that there aren&rsquo;t any leaks in your budget, or in your ongoing income.
And if you happen to be on the other side of 35 already, these solid money habits are still worth considering to amplify your wealth in the long run.
UNHINGED WAYS TO EARN: Take us back. Tune into Jess and Bec&rsquo;s episodes on unhinged hacks for saving a little extra coin over <a href="https://open.spotify.com/episode/22BmMpkc2xswD0wFmWTF7e?si=WO462jiHQ_-nGvG9-lJY7Q">here</a> and <a href="https://open.spotify.com/episode/0THyShkqlLo3hbd1VVD23I?si=55xhgqurTneNJnxh8lu8QQ">here</a>, or search Unhinged savings hacks wherever you get your podcasts.
BROOKE&rsquo;S FIRE PLAN: <a href="https://www.youtube.com/watch?v=NsuXtMcFLM8">Stream it</a> and see if it might work for you over on our Youtube channel: <a href="http://youtube.com/watch?v=NsuXtMcFLM8">youtube.com/watch?v=NsuXtMcFLM8</a>&nbsp;
GET THAT BAG: Asking for a pay rise? <a href="https://www.shesonthemoney.com/blog/how-to-ask-for-a-pay-rise-and-actually-get-it?rq=pay%20rise">Here are some tips</a> to help you have the chat over on our blog, search payrise at <a href="https://www.shesonthemoney.com/blog/how-to-ask-for-a-pay-rise-and-actually-get-it?rq=pay%20rise">shesonthemoney.com/blog</a>
EXTRA SHIFTS COMIN&rsquo; RIGHT UP: Earn a little extra on the side with the <a href="https://suppapp.com/">Supp platform</a> over at <a href="http://suppapp.com/">suppapp.com/</a>&nbsp;
Acknowledgement of Country By Nartarsha Bamblett (<a href="http://nartarshabamblett.com.au">nartarshabamblett.com.au</a>)
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 4451289.

How to Reach $100k By 35: Skills For Supersized Savings

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/f8062481-e87c-412c-aadc-b4b1001b10cd/transcript

MONEY DIARIES: Moving to Thailand and living your best life

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