Welcome back to another Shopback Money Diary Monday with one of our inspirational community members! On this episode we meet a woman who is on the serious hustle juggling 3 jobs, with 3 kids and is working SO hard to build her assets and maintain her financial security. We can't wait for you to meet her!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

Welcome back to another Shopback Money Diary Monday with one of our inspirational community members! On this episode we meet a woman who is on the serious hustle juggling 3 jobs, with 3 kids and is working SO hard to build her assets and maintain her financial security. We can't wait for you to meet her!This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at <a href="https://app.shopback.com/aus/partner/SOTM">https://app.shopback.com/aus/partner/SOTM</a> and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.&nbsp;&nbsp;

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

MONEY DIARIES: 3 jobs, 3 kids and she is GLOWING!

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/3075c317-262c-446f-9081-af460043d4f5/transcript

What do you mean someone wants to jeopardise your First Home Buyers eligibility without some sort of equity in return?!

This week’s Friday Drinks is filled with diabolical dilemmas and chats concerning guarantorships, LMCT petrol stations, and *checks notes* if kids should be Airtagged?

Join Victoria, Bec and Jess for car-heavy Broke Tips, Money Wins and a bunch of solid podcast rec’s. True crime, anyone?

ASK AN EXPERT: Chat to a professional mortgage broker about your eligibility for various grants, before signing anything. The Zella team is here and ready to help at https://www.zella.com.au/book-consultation/

PETROL SPY: Make like Bec and find the cheapest fuel in your area over herehttps://petrolspy.com.au/map 

TRUE CRIME GIRLIES, RISE UP: Seeking another pod to binge? Here are some of the pods V mentioned in this episode Morbid, Two Girls One Ghost, Serialously 

https://open.spotify.com/show/1cpyLfDHP1cNnyOb478qrt?si=f844f0f9712e4467 

https://open.spotify.com/show/4aFNuODLKP1NvhQb7P3Kbn?si=718e11e8703a4b19

https://open.spotify.com/show/6HdheEH8WeMTHoe5da34qU?si=2aed06b37c754689 

New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289

What do you mean someone wants to jeopardise your First Home Buyers eligibility without some sort of equity in return?!
This week&rsquo;s Friday Drinks is filled with diabolical dilemmas and chats concerning guarantorships, LMCT petrol stations, and *checks notes* if kids should be Airtagged?
Join Victoria, Bec and Jess for car-heavy Broke Tips, Money Wins and a bunch of solid podcast rec&rsquo;s. True crime, anyone?
ASK AN EXPERT: <a href="https://www.zella.com.au/book-consultation/">Chat to a professional mortgage broker</a> about your eligibility for various grants, before signing anything. The Zella team is here and ready to help at <a href="https://www.zella.com.au/book-consultation/">https://www.zella.com.au/book-consultation/</a>
PETROL SPY: Make like Bec and find the cheapest fuel in your area over <a href="https://petrolspy.com.au/map">here</a> <a href="https://petrolspy.com.au/map">https://petrolspy.com.au/map</a>&nbsp;
TRUE CRIME GIRLIES, RISE UP: Seeking another pod to binge? Here are some of the pods V mentioned in this episode <a href="https://open.spotify.com/show/1cpyLfDHP1cNnyOb478qrt?si=f844f0f9712e4467">Morbid</a>, <a href="https://open.spotify.com/show/4aFNuODLKP1NvhQb7P3Kbn?si=718e11e8703a4b19">Two Girls One Ghost</a>, <a href="https://open.spotify.com/show/6HdheEH8WeMTHoe5da34qU?si=2aed06b37c754689">Serialously&nbsp;</a>
<a href="https://open.spotify.com/show/1cpyLfDHP1cNnyOb478qrt?si=f844f0f9712e4467">https://open.spotify.com/show/1cpyLfDHP1cNnyOb478qrt?si=f844f0f9712e4467</a>&nbsp;
<a href="https://open.spotify.com/show/4aFNuODLKP1NvhQb7P3Kbn?si=718e11e8703a4b19">https://open.spotify.com/show/4aFNuODLKP1NvhQb7P3Kbn?si=718e11e8703a4b19</a>
<a href="https://open.spotify.com/show/6HdheEH8WeMTHoe5da34qU?si=2aed06b37c754689">https://open.spotify.com/show/6HdheEH8WeMTHoe5da34qU?si=2aed06b37c754689</a>&nbsp;
New here? Follow us on Instagram (<a href="https://www.instagram.com/shesonthemoneyaus/">@shesonthemoneyaus</a>) for Q&amp;As, bite-sized advice, daily money inspo... and relatable money memes that just get you.&nbsp;
Acknowledgement of Country By Nartarsha Bamblett (<a href="http://nartarshabamblett.com.au">nartarshabamblett.com.au</a>)
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 4451289

Mum Says I Should Add My Name To My Brother’s Mortgage.  

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/8e5d00eb-a256-4fd7-bf09-b4b400025ba1/transcript

Some of us want to buy a house. Some of us wanna retire early. Some of us want a little more coin on the other side of our retirement. No matter what your financial goals are, here are our very best tips for making $100k by the time you turn 35. 

Join Victoria and Bec on the Deep Dive couch as they discuss how to tackle this goal in three parts: earning, spending and managing your money. Plus, some things you can do to ensure that there aren’t any leaks in your budget, or in your ongoing income.

And if you happen to be on the other side of 35 already, these solid money habits are still worth considering to amplify your wealth in the long run.

UNHINGED WAYS TO EARN: Take us back. Tune into Jess and Bec’s episodes on unhinged hacks for saving a little extra coin over here and here, or search Unhinged savings hacks wherever you get your podcasts.

BROOKE’S FIRE PLAN: Stream it and see if it might work for you over on our Youtube channel: youtube.com/watch?v=NsuXtMcFLM8 

GET THAT BAG: Asking for a pay rise? Here are some tips to help you have the chat over on our blog, search payrise at shesonthemoney.com/blog

EXTRA SHIFTS COMIN’ RIGHT UP: Earn a little extra on the side with the Supp platform over at suppapp.com/ 

Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289.

Some of us want to buy a house. Some of us wanna retire early. Some of us want a little more coin on the other side of our retirement. No matter what your financial goals are, here are our very best tips for making $100k by the time you turn 35.&nbsp;
Join Victoria and Bec on the Deep Dive couch as they discuss how to tackle this goal in three parts: earning, spending and managing your money. Plus, some things you can do to ensure that there aren&rsquo;t any leaks in your budget, or in your ongoing income.
And if you happen to be on the other side of 35 already, these solid money habits are still worth considering to amplify your wealth in the long run.
UNHINGED WAYS TO EARN: Take us back. Tune into Jess and Bec&rsquo;s episodes on unhinged hacks for saving a little extra coin over <a href="https://open.spotify.com/episode/22BmMpkc2xswD0wFmWTF7e?si=WO462jiHQ_-nGvG9-lJY7Q">here</a> and <a href="https://open.spotify.com/episode/0THyShkqlLo3hbd1VVD23I?si=55xhgqurTneNJnxh8lu8QQ">here</a>, or search Unhinged savings hacks wherever you get your podcasts.
BROOKE&rsquo;S FIRE PLAN: <a href="https://www.youtube.com/watch?v=NsuXtMcFLM8">Stream it</a> and see if it might work for you over on our Youtube channel: <a href="http://youtube.com/watch?v=NsuXtMcFLM8">youtube.com/watch?v=NsuXtMcFLM8</a>&nbsp;
GET THAT BAG: Asking for a pay rise? <a href="https://www.shesonthemoney.com/blog/how-to-ask-for-a-pay-rise-and-actually-get-it?rq=pay%20rise">Here are some tips</a> to help you have the chat over on our blog, search payrise at <a href="https://www.shesonthemoney.com/blog/how-to-ask-for-a-pay-rise-and-actually-get-it?rq=pay%20rise">shesonthemoney.com/blog</a>
EXTRA SHIFTS COMIN&rsquo; RIGHT UP: Earn a little extra on the side with the <a href="https://suppapp.com/">Supp platform</a> over at <a href="http://suppapp.com/">suppapp.com/</a>&nbsp;
Acknowledgement of Country By Nartarsha Bamblett (<a href="http://nartarshabamblett.com.au">nartarshabamblett.com.au</a>)
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 4451289.

How to Reach $100k By 35: Skills For Supersized Savings

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/f8062481-e87c-412c-aadc-b4b1001b10cd/transcript

At 18, this week’s Money Diarist was approached at work by a man who told her she could make serious money at a club. Plot twist: it was a strip club.
She went from earning almost nothing to making hundreds of dollars an hour, and at one point tracked nearly $200,000 in cash earnings over a relatively short period. The problem? She was spending almost as quickly as she could earn it. Then life changed completely. She left the industry, became a mum in her early twenties and went from being fiercely financially independent to relying almost entirely on her partner. When that relationship eventually ended, she realised she had no savings, barely any super, very little career history and, at one point, just $11 to her name.Now 32, remarried with three children, she’s rebuilt things very differently. She earns $120,000 across two jobs, has helped turn her husband’s sole trader business into a company, started her own business, bought land for their future home and completely overhauled the way they manage money. It’s chaotic, incredibly candid and a pretty fascinating look at what happens when you’ve experienced both extremes of money, from earning thousands in a night to having almost nothing of your own. And perhaps the biggest lesson? Making a lot of money and actually building financial security are two very different things.

At 18, this week&rsquo;s Money Diarist was approached at work by a man who told her she could make serious money at a club. Plot twist: it was a strip club. She went from earning almost nothing to making hundreds of dollars an hour, and at one point tracked nearly $200,000 in cash earnings over a relatively short period. The problem? She was spending almost as quickly as she could earn it. Then life changed completely. She left the industry, became a mum in her early twenties and went from being fiercely financially independent to relying almost entirely on her partner. When that relationship eventually ended, she realised she had no savings, barely any super, very little career history and, at one point, just $11 to her name.Now 32, remarried with three children, she&rsquo;s rebuilt things very differently. She earns $120,000 across two jobs, has helped turn her husband&rsquo;s sole trader business into a company, started her own business, bought land for their future home and completely overhauled the way they manage money. It&rsquo;s chaotic, incredibly candid and a pretty fascinating look at what happens when you&rsquo;ve experienced both extremes of money, from earning thousands in a night to having almost nothing of your own. And perhaps the biggest lesson? Making a lot of money and actually building financial security are two very different things.

I Made Nearly $200K in Cash as a Stripper… and Spent Almost All of It

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/45e087f5-082d-494c-87ca-b4b4005af222/transcript

MONEY DIARIES: 3 jobs, 3 kids and she is GLOWING!

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