The stats suggest not many of us do it, but there are compelling reasons why you would – and also circumstances when you wouldn’t.
Most people think only of getting a better interest rate – but there are more strategic reasons why you might consider switching (and it’s not as much of a faff as it used to be) – plus there are some significant cash incentives on offer as the banks compete for business amid slower growth in lending.
LISTEN ABOVE

Joe Thomas: English actor and comedian on being involved in New Zealand Spy
14:03

Kevin Milne: The problem with Wellington becoming predator-free
05:29

Chris Schulz: Discussing the new music platform Lume
06:18