Ed McKnight has been working in personal finance for a fair few years and although he typically tries to be encouraging when giving advice, he does have some more brutal truths to tell.
He joined Jack Tame to offer up the three brutally honest pieces of money advice that most Kiwis will need to hear.
LISTEN ABOVE

Joe Thomas: English actor and comedian on being involved in New Zealand Spy
14:03

Kevin Milne: The problem with Wellington becoming predator-free
05:29

Chris Schulz: Discussing the new music platform Lume
06:18