Sunshine, palm trees, and lower taxes sound great—until the real bills arrive. In this episode of the Retirement Salsa Podcast, Mike DiSalvo unpacks the often-overlooked costs of relocating in retirement, from insurance and housing to taxes, health, and lifestyle trade-offs. Using real-world examples, he explores why moving isn’t always an apples-to-apples decision and how emotional impulses can derail long-term plans. The conversation highlights the value of details, delayed gratification, and thoughtful testing before making a major move, while also acknowledging when health and quality of life make relocation worth the trade-offs.

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