Americans spend nearly $950 billion during the holidays, but December isn’t just for decking the halls—it’s the perfect time to review your financial plan. In this episode, Certified Financial Planner Mike DiSalvo breaks down year-end strategies: maximizing retirement accounts, understanding required minimum distributions, and making smart moves with Roth conversions and tax loss harvesting. Discover why family financial traditions matter, and how advice from “Grandpa Joe” might not fit today’s realities. Tune in for practical tips, memorable stories, and a fresh perspective on building your financial legacy.

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