Americans spend nearly $950 billion during the holidays, but December isn’t just for decking the halls—it’s the perfect time to review your financial plan. In this episode, Certified Financial Planner Mike DiSalvo breaks down year-end strategies: maximizing retirement accounts, understanding required minimum distributions, and making smart moves with Roth conversions and tax loss harvesting. Discover why family financial traditions matter, and how advice from “Grandpa Joe” might not fit today’s realities. Tune in for practical tips, memorable stories, and a fresh perspective on building your financial legacy.

 

Click HERE to Schedule Your Complimentary Appointment

Americans spend nearly $950 billion during the holidays, but December isn&rsquo;t just for decking the halls&mdash;it&rsquo;s the perfect time to review your financial plan. In this episode, Certified Financial Planner Mike DiSalvo breaks down year-end strategies: maximizing retirement accounts, understanding required minimum distributions, and making smart moves with Roth conversions and tax loss harvesting. Discover why family financial traditions matter, and how advice from &ldquo;Grandpa Joe&rdquo; might not fit today&rsquo;s realities. Tune in for practical tips, memorable stories, and a fresh perspective on building your financial legacy.
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<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

How much flavor is in your retirement plan? If it’s looking a little bland, it might be time to spice things up.

That’s where Retirement Salsa: Spicing Up Your Financial Future can help. Hosted by Mike DiSalvo, co-founder of PurposePath Capital, Retirement Salsa is the quality ingredient you’ve been missing in your retirement recipe. From analysis of the latest financial policies to long-ranging views of economic trends and entertaining looks at the news of the day, Retirement Salsa is a can’t miss retirement dish.

Subscribe and listen to today!

How much flavor is in your retirement plan? If it&rsquo;s looking a little bland, it might be time to spice things up.
That&rsquo;s where Retirement Salsa: Spicing Up Your Financial Future can help. Hosted by Mike DiSalvo, co-founder of PurposePath Capital, Retirement Salsa is the quality ingredient you&rsquo;ve been missing in your retirement recipe. From analysis of the latest financial policies to long-ranging views of economic trends and entertaining looks at the news of the day, Retirement Salsa is a can&rsquo;t miss retirement dish.
Subscribe and listen to today!

Retirement Salsa: Spicing Up Your Financial Future

Deck the Halls & Your Portfolio: Year-End Financial Strategies Unwrapped

What if a simple decision made at birth could change a child’s financial future decades later? In this episode of The Retirement Salsa Podcast, host Mike DiSalvo breaks down the newly proposed Trump accounts for kids — what they are, who qualifies, and how they compare to tools like 529 plans. The conversation explores the power of time, intention, and early planning, along with real-life examples of how early savings can create opportunity, flexibility, and generational impact. Rather than focusing on politics, the episode centers on how families might think strategically about new savings options and how they could fit into a broader financial plan.

Click HERE to Schedule Your Complimentary Appointment

What if a simple decision made at birth could change a child&rsquo;s financial future decades later? In this episode of The Retirement Salsa Podcast, host Mike DiSalvo breaks down the newly proposed Trump accounts for kids &mdash; what they are, who qualifies, and how they compare to tools like 529 plans. The conversation explores the power of time, intention, and early planning, along with real-life examples of how early savings can create opportunity, flexibility, and generational impact. Rather than focusing on politics, the episode centers on how families might think strategically about new savings options and how they could fit into a broader financial plan.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

A Head Start on the Future: What the New Trump Accounts Mean for Families

Your money may feel safe – but it could be quietly working against you. In this episode of the Retirement Salsa Podcast, Mike DiSalvo takes on “lazy money,” the cash sitting in low‑yield accounts that loses purchasing power to inflation. The conversation explores why holding extra cash can feel comforting, how market and interest‑rate shifts have changed the rules, and where overlooked opportunity costs often hide – even inside managed portfolios. Mike also discusses balancing liquidity with productivity, the psychology behind “safe” money, and why revisiting old assumptions matters as retirement approaches.

Click HERE to Schedule Your Complimentary Appointment

Your money may feel safe &ndash; but it could be quietly working against you. In this episode of the Retirement Salsa Podcast, Mike DiSalvo takes on &ldquo;lazy money,&rdquo; the cash sitting in low‑yield accounts that loses purchasing power to inflation. The conversation explores why holding extra cash can feel comforting, how market and interest‑rate shifts have changed the rules, and where overlooked opportunity costs often hide &ndash; even inside managed portfolios. Mike also discusses balancing liquidity with productivity, the psychology behind &ldquo;safe&rdquo; money, and why revisiting old assumptions matters as retirement approaches.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

Lazy Money: The Hidden Risk Sitting in Plain Sight

Ever tried to save money and somehow ended up spending more? In this episode of the Retirement Salsa Podcast, Mike DiSalvo breaks down the sneaky habit known as “spaving”—spending more in the name of saving—and how it quietly chips away at long‑term wealth. From free‑shipping traps to buy‑one‑get‑one deals we don’t really need, the conversation explores why these small choices feel harmless but can compound over time, especially in retirement. Mike shares relatable examples, practical mindset shifts, and simple ways to create awareness around everyday spending without guilt or judgment.

Click HERE to Schedule Your Complimentary Appointment

Ever tried to save money and somehow ended up spending more? In this episode of the Retirement Salsa Podcast, Mike DiSalvo breaks down the sneaky habit known as &ldquo;spaving&rdquo;&mdash;spending more in the name of saving&mdash;and how it quietly chips away at long‑term wealth. From free‑shipping traps to buy‑one‑get‑one deals we don&rsquo;t really need, the conversation explores why these small choices feel harmless but can compound over time, especially in retirement. Mike shares relatable examples, practical mindset shifts, and simple ways to create awareness around everyday spending without guilt or judgment.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

Deck the Halls & Your Portfolio: Year-End Financial Strategies Unwrapped

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Retirement Salsa: Spicing Up Your Financial Future

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