What if a simple decision made at birth could change a child’s financial future decades later? In this episode of The Retirement Salsa Podcast, host Mike DiSalvo breaks down the newly proposed Trump accounts for kids — what they are, who qualifies, and how they compare to tools like 529 plans. The conversation explores the power of time, intention, and early planning, along with real-life examples of how early savings can create opportunity, flexibility, and generational impact. Rather than focusing on politics, the episode centers on how families might think strategically about new savings options and how they could fit into a broader financial plan.

Lazy Money: The Hidden Risk Sitting in Plain Sight
13:43

When “Saving Money” Costs You More Than You Think
14:35

Quitters Day or Confidence Year? How to Make Resolutions Stick
18:20