Many retirees are surprised to learn they may be paying more in taxes than they expected, sometimes without realizing why. In this episode, financial professional Brigette Engstrom breaks down how taxes work in retirement and why common assumptions about lower tax brackets can miss the mark. The conversation explores three often-overlooked areas where taxes can add up, including capital gains, Roth conversion timing, and Medicare IRMAA surcharges. Brigetet also shares how income sequencing, withdrawal timing, and the thoughtful use of tax-advantaged accounts can play a role in retirement income planning. If you want a clearer understanding of how different income sources interact with taxes in retirement, this discussion offers practical explanations and planning considerations to help you make more informed decisions.

Visit www.bluemonarchfinancial.com for more details, to see upcoming events, and to book a complimentary consultation with Brigette Engstrom and the team at BlueMonarch Financial.