Retire Smarter: Building Income Streams That Actually Last

Retirement planning isn’t just about saving; it’s about strategy. In this episode, Brigette Engstrom of Blue Monarch Financial Services breaks down the key elements of building a sustainable retirement plan, from debunking common long-term care myths to creating diversified income streams that las…

The Hidden Risk That Can Drain Your Retirement Savings Faster Than Expected

Are common retirement beliefs quietly putting your future at risk? In this episode, Brigette Engstrom breaks down some of the biggest myths in retirement planning and explains how overlooked factors, like sequence of returns risk, can impact long-term financial security. This often-misunderstood r…

Are Your Kids Costing You Your Retirement?

Are you helping your kids at the expense of your own retirement?  You’re not alone, and the cost may be higher than you think. Studies show that nearly 27% of parents who financially support adult children delay retirement, while many sacrifice their own financial security to keep helping. From co…

Retire Smarter: Building Income Streams That Last a Lifetime

What does it really take to build a confident retirement plan? In this episode, Brigette Engstrom of Blue Monarch Financial Services joins us to break down the essentials of creating a personalized retirement blueprint. From identifying reliable income sources to navigating inflation and rising he…

Are You Really Prepared for Retirement’s Hidden Costs?

What if the biggest retirement risks aren’t the ones you’re planning for? In this episode, Brigette Engstrom of Blue Monarch Financial Services unpacks common myths around long-term care and why it’s more than just nursing homes; it’s about preparing for life’s unexpected turns. With healthcare c…

The Real Retirement Plan: Tackling Inflation, Healthcare & Financial Confidence

What if one of the biggest risks to your retirement has nothing to do with how much you’ve saved, but when you use it? In this episode, Brigette Engstrom of Blue Monarch Financial Services breaks down key retirement planning considerations, including sequence of returns risk and some of the most c…

Income, Long-Term Care, and the Gaps No One Talks About

What do most people get wrong about retirement planning, and how can those misunderstandings quietly derail their plans?  In this episode, we’re joined by Brigette Engstrom of Blue Monarch Financial Services to unpack some of the most overlooked and misunderstood aspects of preparing for retiremen…

Three Phases of Retirement Almost No One Plans For

Most people plan for retirement… but few plan for how retirement changes over time. In this episode, Brigette Engrstrom breaks down the three often-overlooked phases of retirement—the Go-Go, Slow-Go, and No-Go years, and why understanding them can shape smarter conversations about spending, lifest…

Is the 4% Rule Still Relevant in Today’s Retirement Reality?

What if the biggest risk to your retirement isn’t the market, but the order in which returns show up? In this episode, Brigette Engstrom breaks down several retirement planning concepts that often get misunderstood, including sequence of returns risk and why the popular 4% rule may not work the s…

Why Retirees Often Pay More in Taxes Than They Expect

Many retirees are surprised to learn they may be paying more in taxes than they expected, sometimes without realizing why. In this episode, financial professional Brigette Engstrom breaks down how taxes work in retirement and why common assumptions about lower tax brackets can miss the mark. The co…