What happens when supporting adult children starts reshaping a parent’s own financial future?

In this episode of Retirement Readiness, Brigette Engstrom dives into the rising trend of parents covering expenses for grown kids, often without realizing how it strains their long‑term plans. From rent and phone bills to everyday spending, she unpacks the hidden costs, the emotional pressure behind saying “yes,” and why setting clear boundaries can protect both sides. Bridget shares relatable stories and practical ways to encourage financial independence while keeping retirement goals on track.
She also breaks down Social Security’s role in retirement income and why it works best as part of a broader strategy—not the foundation. With future benefit changes possible, Bridget explains how diversified income sources, such as annuities, can help create stability. The episode encourages listeners to take an active role in shaping a retirement approach that fits their needs.

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