What if one of the biggest risks to your retirement has nothing to do with how much you’ve saved, but when you use it?

In this episode, Brigette Engstrom of Blue Monarch Financial Services breaks down key retirement planning considerations, including sequence of returns risk and some of the most common myths surrounding retirement finances. The conversation explores how market timing, withdrawal strategies, and expectations can shape the retirement experience, especially in the early years. Bridget also discusses why planning goes beyond balances and percentages and requires understanding how different risks can interact over time. Whether retirement is approaching or still on the horizon, this episode offers thoughtful insights designed to help listeners better understand the challenges and the planning conversations that matter most as they prepare for the next chapter.

Visit www.bluemonarchfinancial.com for more details, to see upcoming events, and to book a complimentary consultation with Brigette Engstrom and the team at BlueMonarch Financial.