Do you want to get high returns for your investment? In this episode of Retirement for Real, Lena offers a list of secrets to higher returns that you can start today.

Topics covered: 
Lower fees mean higher expected returns 
Compounding costs negatively impact your portfolio growth 
High cost mutual funds vs. low cost mutual funds 
Common hidden fees

Check out all of our podcast episodes and more on our YouTube channel!

Connect with us: 
Linkedin
Facebook
Instagram

Discover how low cost investing can help you earn more from your investments. Reach out today: 

▶️ www.sensibleportfolios.com

Do you want to get high returns for your investment? In this episode of Retirement for Real, Lena offers a list of secrets to higher returns that you can start today.
Topics covered: 
<ul>
<li aria-level="1">Lower fees mean higher expected returns </li>
<li aria-level="1">Compounding costs negatively impact your portfolio growth </li>
<li aria-level="1">High cost mutual funds vs. low cost mutual funds </li>
<li aria-level="1">Common hidden fees</li>
</ul>
Check out all of our podcast episodes and more on our <a href="https://www.youtube.com/channel/UCFCjA_dBqYExGcTQGMjCK_Q">YouTube channel</a>!
Connect with us: 
<ul>
<li aria-level="1"><a href="https://www.linkedin.com/in/lenaarmuth/">Linkedin</a></li>
<li aria-level="1"><a href="https://www.facebook.com/SensiblePortfolios">Facebook</a></li>
<li aria-level="1"><a href="https://www.instagram.com/sensibleportfolios/">Instagram</a></li>
</ul>
Discover how low cost investing can help you earn more from your investments. Reach out today: 
▶️ <a href="http://www.sensibleportfolios.com/">www.sensibleportfolios.com</a>

Retirement for Real is an investment podcast helping retirees make sensible financial decisions in retirement. Lena Armuth, a former first-grade teacher and current fee-only financial advisor, is your host. Join her to learn all about investing for and in retirement. Nothing fancy. No overly complicated or complex solutions. Just the fundamentals explained in a way that is simple to comprehend.

Retirement for Real is an investment podcast helping retirees make sensible financial decisions in retirement. Lena Armuth, a former first-grade teacher and current fee-only financial advisor, is your host. Join her to learn all about investing for and in retirement. Nothing fancy. No overly complicated or complex solutions. Just the fundamentals explained in a way that is simple to comprehend.

Retirement for Real

The Secret to Higher Investment Returns

Part D Might Be the MOST Important Part of Medicare 



To Toni King, the CORNERSTONE of Medicare planning is discussing Medicare Part D. In this Medicare Moments BONUS episode, Toni discusses why it’s so important to search for what is the most cost-effective Part D plan that covers all of your prescriptions. Did you know that if a prescription is not covered, whether generic or brand-name, then you will have to pay 100% out of pocket? Learn more by listening to the episode now!



Subscribe to Medicare Moments:

Apple Podcasts: https://apple.co/44MoguG

Spotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRso

Discover more great episodes of Medicare Moments:

 Treat Medicare Part B like GOLD: https://apple.co/3OYO1kW / https://sptfy.com/OSqs

Big Mistake Enrolling in a Medicare Advantage Plan: https://apple.co/47h9cGX / https://sptfy.com/OSqo

How to Appeal a Medicare Claim: https://apple.co/3Rfj4M9

The New Turning 65 Enrollment Rule: https://apple.co/46hV5QL



Visit Toni’s Website:https://tonisays.com/

Part D Might Be the MOST Important Part of Medicare 
 
To Toni King, the CORNERSTONE of Medicare planning is discussing Medicare Part D. In this Medicare Moments BONUS episode, Toni discusses why it’s so important to search for what is the most cost-effective Part D plan that covers all of your prescriptions. Did you know that if a prescription is not covered, whether generic or brand-name, then you will have to pay 100% out of pocket? Learn more by listening to the episode now!
 
Subscribe to Medicare Moments:
Apple Podcasts: https://apple.co/44MoguG
Spotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRso
Discover more great episodes of Medicare Moments:
 Treat Medicare Part B like GOLD: <a href="https://apple.co/3OYO1kW">https://apple.co/3OYO1kW</a> / <a href="https://sptfy.com/OSqs">https://sptfy.com/OSqs</a>
Big Mistake Enrolling in a Medicare Advantage Plan: <a href="https://apple.co/47h9cGX">https://apple.co/47h9cGX</a> / <a href="https://sptfy.com/OSqo">https://sptfy.com/OSqo</a>
How to Appeal a Medicare Claim: <a href="https://apple.co/3Rfj4M9">https://apple.co/3Rfj4M9</a>
The New Turning 65 Enrollment Rule: <a href="https://apple.co/46hV5QL">https://apple.co/46hV5QL</a>
 
Visit Toni’s Website: <a href="https://tonisays.com/">https://tonisays.com/</a>

Part D Might Be the MOST Important Part of Medicare

Thanks for listening to the Senior Resource Podcast Network! This bonus episode is from Answers for Elders. If you like what you hear, visit the links to follow the podcast on your favorite listening platform.

Suzanne is joined by Dr. Paul Winner, the Senior Director of the Premiere Research Institute and Attending Neurologist at Palm Beach Neurology in West Palm Beach, Florida. Dr. Winner addresses various lifestyle changes to help avoid developing dementia. He says, “There are risk actors. You want to avoid this as best you can. You don't want this to happen, even if you're predisposed genetically to develop it. There are some things you can do to help yourself now. 

Subscribe to Answers for Elders:

Apple Podcasts: https://apple.co/44DzG3C

Spotify: https://sptfy.be/z0qqq

Discover more great episodes of Answers for Elders:

Finding Purpose with Parkinson’s: https://apple.co/3D7EWka / https://sptfy.be/2vrdd

People Needed for Your Estate Plan: Irrevocable Third-Party Trust: https://apple.co/44DzG3C / https://sptfy.be/c3pxu

Tips to Facilitate a Senior Home Sale, Part 1: https://apple.co/44DzG3C / https://sptfy.be/l8o8m

Facing Fears To Navigate Entrepreneurship: https://apple.co/44DzG3C / https://sptfy.be/dn6en

Visit Answers for Elders on the web:https://answersforelders.com/

Thanks for listening to the Senior Resource Podcast Network! This bonus episode is from Answers for Elders. If you like what you hear, visit the links to follow the podcast on your favorite listening platform.
Suzanne is joined by<a href="https://premiereresearchinstitute.com/about/our-doctors/#winner"> Dr. Paul Winner</a>, the Senior Director of the<a href="https://premiereresearchinstitute.com"> Premiere Research Institute</a> and Attending Neurologist at Palm Beach Neurology in West Palm Beach, Florida. Dr. Winner addresses various lifestyle changes to help avoid developing dementia. He says, “There are risk actors. You want to avoid this as best you can. You don't want this to happen, even if you're predisposed genetically to develop it. There are some things you can do to help yourself now. 
Subscribe to Answers for Elders:
Apple Podcasts: <a href="https://apple.co/44DzG3C">https://apple.co/44DzG3C</a>
Spotify: <a href="https://sptfy.be/z0qqq">https://sptfy.be/z0qqq</a>
Discover more great episodes of Answers for Elders:
Finding Purpose with Parkinson’s: <a href="https://apple.co/3D7EWka">https://apple.co/3D7EWka</a> / <a href="https://sptfy.be/2vrdd">https://sptfy.be/2vrdd</a>
People Needed for Your Estate Plan: Irrevocable Third-Party Trust: <a href="https://apple.co/44DzG3C">https://apple.co/44DzG3C</a> / <a href="https://sptfy.be/c3pxu">https://sptfy.be/c3pxu</a>
Tips to Facilitate a Senior Home Sale, Part 1: <a href="https://apple.co/44DzG3C">https://apple.co/44DzG3C</a> / <a href="https://sptfy.be/l8o8m">https://sptfy.be/l8o8m</a>
Facing Fears To Navigate Entrepreneurship: <a href="https://apple.co/44DzG3C">https://apple.co/44DzG3C</a> / <a href="https://sptfy.be/dn6en">https://sptfy.be/dn6en</a>
Visit Answers for Elders on the web: <a href="https://answersforelders.com/">https://answersforelders.com/</a>

Lifestyle Changes to Avoid Dementia

Don't know where to begin with your budgeting journey? Lena teaches you how to create a budget that you can actually stick to in this episode.

Topics covered: 
Reluctance to budget 
Overcome the challenges of budgeting 
Budgeting strategies that work: 50/20/30 & Zero-based budget
Other benchmarks to measure success 

Need a budgeting app? A list of best budgeting apps.

Listen to all of our podcast episodes and more on our YouTube channel!

Connect with us: 
Linkedin
Facebook
Instagram

Consult with a low-fee financial advisor today! Book a call:

▶️ www.sensibleportfolios.com





SR Featured

Don't know where to begin with your budgeting journey? Lena teaches you how to create a budget that you can actually stick to in this episode.
Topics covered: 
<ul>
<li aria-level="1">Reluctance to budget </li>
<li aria-level="1">Overcome the challenges of budgeting </li>
<li aria-level="1">Budgeting strategies that work: 50/20/30 &amp; Zero-based budget</li>
<li aria-level="1">Other benchmarks to measure success </li>
</ul>
Need a budgeting app? A list of <a href="https://www.forbes.com/advisor/banking/best-budgeting-apps/">best budgeting apps.</a>
Listen to all of our podcast episodes and more on our <a href="https://www.youtube.com/channel/UCFCjA_dBqYExGcTQGMjCK_Q">YouTube channel</a>!
Connect with us: 
<ul>
<li aria-level="1"><a href="https://www.linkedin.com/in/lenaarmuth/">Linkedin</a></li>
<li aria-level="1"><a href="https://www.facebook.com/SensiblePortfolios">Facebook</a></li>
<li aria-level="1"><a href="https://www.instagram.com/sensibleportfolios/">Instagram</a></li>
</ul>
Consult with a low-fee financial advisor today! Book a call:
▶️ <a href="http://www.sensibleportfolios.com/">www.sensibleportfolios.com</a>   
 
SR Featured

The Secret to Higher Investment Returns

Retirement for Real

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