Retirement for Real
Retirement for Real
Retirement for Real is an investment podcast helping retirees make sensible financial decisions in retirement. Lena Armuth, a former first-grade teacher and current fee-only financial advisor, is your host. Join her to learn all about investing for and in retirement. Nothing fancy. No overly complicated or complex solutions. Just the fundamentals explained in a way that is simple to comprehend.Social links:
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Part D Might Be the MOST Important Part of Medicare
Part D Might Be the MOST Important Part of Medicare To Toni King, the CORNERSTONE of Medicare planning is discussing Medicare Part D. In this Medicare Moments BONUS episode, Toni discusses why it’s so important to search for what is the most cost-effective Part D plan that covers all of your pr…
12:50
Lifestyle Changes to Avoid Dementia
Thanks for listening to the Senior Resource Podcast Network! This bonus episode is from Answers for Elders. If you like what you hear, visit the links to follow the podcast on your favorite listening platform. Suzanne is joined by Dr. Paul Winner, the Senior Director of the Premiere Research Insti…
13:03
Conquer Budgeting: 3 Tips on How to Budget
Don't know where to begin with your budgeting journey? Lena teaches you how to create a budget that you can actually stick to in this episode. Topics covered: Reluctance to budget Overcome the challenges of budgeting Budgeting strategies that work: 50/20/30 & Zero-based budget Other benchmarks …
08:10
A Case for Simplicity: Investing Later in Life
Lena discusses the investment risk of age-related cognitive decline in this episode of Retirement for Real. Discover how investing simply can make a significant difference in your retirement years. Topics covered: Benefits of a simple investment portfolio Why older investors should assign a trust…
05:55
The Best & Worst 529 Plans for Your Grandkids
In this episode of Retirement for Real, Lena reveals which college savings tool is best to maximize college savings for your family. Your Questions Answered: How do 529 college savings plans work? Prepaid tuition plan or 529 savings plan? Which 529 savings plan is the best? Which 529 savings pl…
08:25
How to Choose the Right Financial Advisor
Looking for a trusted financial advisor to manage your money? In this podcast episode, Lena offers a guide to choosing the right financial advisor for you. Topics covered: Different types of financial advisors: National, Regional and Digital advisors Fee-only vs. fee-based financial advisors Lo…
09:54
4 Common Investor Mistakes that Really Hurt
While investing can be simple, it is certainly not easy. Know the four common investing mistakes and the recommendations to avoid them. Topics covered: Don't make investing complicated Ignore the financial media Have an investment plan that works Pay attention to investment fees Use this calcu…
07:57
The Secret to Higher Investment Returns
Do you want to get high returns for your investment? In this episode of Retirement for Real, Lena offers a list of secrets to higher returns that you can start today. Topics covered: Lower fees mean higher expected returns Compounding costs negatively impact your portfolio growth High cost mutu…
08:44
How to Prepare for a Longer Retirement
Preparing for retirement? Learn the ways you can prepare for a longer retirement in this episode of Retirement for Real. Topics covered: Facts of life expectancy Working longer to prepare for 30+ years in retirement Health and social benefits of working longer Benefits of delaying Social Securi…
06:51
How to Optimize Your Social Security Benefits
Understand Social Security and how to optimize and maximize its benefits for your retirement in this podcast episode. Topics covered: How Social Security is funded and structured Electing Social Security benefits early vs. late Your Spousal Benefit & Your Survivor Benefit Considerations for when…
07:24