Are you prepared for a market downturn when you are no longer receiving a regular paycheck? In this episode of Retirement Coffee Talk, host Charisse Rivers dives deep into the realities of the decumulation phase, uncovering the dangers of "financial amnesia" and sequence of returns risk. Learn why traditional 60/40 portfolios might be exposing you to unnecessary volatility, how hidden mutual fund fees can drain hundreds of thousands of dollars from your savings, and why a customized income plan is essential to protect your lifestyle in retirement.

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