The Fed has been wrong about inflation. Wall Street has been wrong about earnings. If the experts can’t predict the market, how can you predict and plan for your retirement?

The Fed has been wrong about inflation. Wall Street has been wrong about earnings. If the experts can’t predict the market, how can you predict and plan for your retirement?

Retirement Coffee Talk is the ultimate podcast for anyone seeking financial insights on retirement planning. Join Charisse Rivers, the founder and president of Zinnia Wealth Management, for a blend of fun and informative discussions on the latest financial trends and the keys to achieving a fulfilling retirement.

Whether you're a seasoned investor or just beginning your financial journey, Retirement Coffee Talk is your go-to. Tune in weekly and empower yourself to make confident financial decisions for a secure and fulfilling retirement.

💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!

Retirement Coffee Talk is the ultimate podcast for anyone seeking financial insights on retirement planning. Join Charisse Rivers, the founder and president of Zinnia Wealth Management, for a blend of fun and informative discussions on the latest financial trends and the keys to achieving a fulfilling retirement.
Whether you're a seasoned investor or just beginning your financial journey, Retirement Coffee Talk is your go-to. Tune in weekly and empower yourself to make confident financial decisions for a secure and fulfilling retirement.
💬 Engage, Share, and Learn even more with Charisse and her team at <a href="https://bit.ly/3ZPv1KB">Zinnia Wealth Management</a>: <a href="https://bit.ly/45ILKRj">Facebook</a>, <a href="https://bit.ly/46MYvLy">Instagram</a>, <a href="https://bit.ly/3PUuWk5">LinkedIn</a> and <a href="https://bit.ly/3LZEYPY">YouTube</a>!

When you tune in to "Retirement Coffee Talk" to sip on Charisse's wealth of knowledge, you'll gain insights on the latest financial trends, and discover the keys to achieving a fulfilling retirement.

Retirement Coffee Talk

How do you plan when you can’t predict the market?

Did you know that 70% of failed retirement plans collapse within the very first five years? In this episode of Retirement Coffee Talk, Charisse Rivers explores why seasoned investors are tuning out flashy stock market headlines like the SpaceX IPO in favor of reliable income buckets. She breaks down the "sequence of returns risk" driving this early failure rate and discuss how a structured withdrawal strategy helps mitigate market drops. Plus, discover crucial succession and exit strategies for small business owners looking to successfully fund their post-career lifestyle.

Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!

Did you know that 70% of failed retirement plans collapse within the very first five years? In this episode of Retirement Coffee Talk, Charisse Rivers explores why seasoned investors are tuning out flashy stock market headlines like the SpaceX IPO in favor of reliable income buckets. She breaks down the "sequence of returns risk" driving this early failure rate and discuss how a structured withdrawal strategy helps mitigate market drops. Plus, discover crucial succession and exit strategies for small business owners looking to successfully fund their post-career lifestyle.
Like this episode?&nbsp; Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at <a href="https://bit.ly/3ZPv1KB">Zinnia Wealth Management</a>: <a href="https://bit.ly/45ILKRj">Facebook</a>, <a href="https://bit.ly/46MYvLy">Instagram</a>, <a href="https://bit.ly/3PUuWk5">LinkedIn</a> and <a href="https://bit.ly/3LZEYPY">YouTube</a>!

IPOs vs. Income Buckets: Are You Chasing Flashy Stocks?

If your retirement income strategy relies solely on traditional calculations, you could be leaving your financial future exposed to hidden hazards. In this episode of Retirement Coffee Talk, host Charisse Rivers of Zinnia Wealth dismantles surprising retirement statistics, exposing why a basic asset-growth approach often falls short. Discover the critical gaps overlooked by do-it-yourself planners, from missing tax strategies to unhedged market downturns during the vulnerable first five years of retirement. Learn how building a customized, risk-managed income plan can shield your portfolio from inflation and help maximize your long-term financial confidence.

Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!

If your retirement income strategy relies solely on traditional calculations, you could be leaving your financial future exposed to hidden hazards. In this episode of Retirement Coffee Talk, host Charisse Rivers of Zinnia Wealth dismantles surprising retirement statistics, exposing why a basic asset-growth approach often falls short. Discover the critical gaps overlooked by do-it-yourself planners, from missing tax strategies to unhedged market downturns during the vulnerable first five years of retirement. Learn how building a customized, risk-managed income plan can shield your portfolio from inflation and help maximize your long-term financial confidence.
Like this episode?&nbsp; Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at <a href="https://bit.ly/3ZPv1KB">Zinnia Wealth Management</a>: <a href="https://bit.ly/45ILKRj">Facebook</a>, <a href="https://bit.ly/46MYvLy">Instagram</a>, <a href="https://bit.ly/3PUuWk5">LinkedIn</a> and <a href="https://bit.ly/3LZEYPY">YouTube</a>!

The First Five Years: Why Most Do-It-Yourself Retirement Plans Fail

Are you unintentionally setting a tax trap for your future self in retirement? In this episode of Retirement Coffee Talk, Charisse Rivers deconstructs the hidden pitfalls facing everyday investors and do-it-yourselfers. From the surprising realities of retirement income sources to the rigid nature of cookie-cutter target-date funds, discover why generic financial advice often falls short. Learn how overlooked tax planning and Required Minimum Distributions (RMDs) can trigger a costly domino effect on your Medicare premiums and explore the critical role of stress-testing your portfolio against market volatility.

Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!

Are you unintentionally setting a tax trap for your future self in retirement? In this episode of Retirement Coffee Talk, Charisse Rivers deconstructs the hidden pitfalls facing everyday investors and do-it-yourselfers. From the surprising realities of retirement income sources to the rigid nature of cookie-cutter target-date funds, discover why generic financial advice often falls short. Learn how overlooked tax planning and Required Minimum Distributions (RMDs) can trigger a costly domino effect on your Medicare premiums and explore the critical role of stress-testing your portfolio against market volatility.
Like this episode?&nbsp; Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at <a href="https://bit.ly/3ZPv1KB">Zinnia Wealth Management</a>: <a href="https://bit.ly/45ILKRj">Facebook</a>, <a href="https://bit.ly/46MYvLy">Instagram</a>, <a href="https://bit.ly/3PUuWk5">LinkedIn</a> and <a href="https://bit.ly/3LZEYPY">YouTube</a>!

How do you plan when you can’t predict the market?

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